What can be done if I was allowing a debt relief to manage my debt and they never paid my creditors for 120 days? How can this be rectify?

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This question is about 8 Tips For Never Missing A Due Date

Robert, Member

@mikefoster536 • 08/30/21 This answer was first published on 08/30/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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It cannot be I am trying my hardest to fix my credit and get my score up but nothing seems to help

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DAVID, Member

@davidostrove • 10/11/22 This answer was first published on 10/11/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Try harder and do not let debts to beocme past due.

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Charles, Member

@charlesv_58 • 10/22/22 This answer was first published on 10/22/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You should contact the FTC immediately. I worked for a debt consolidation firm that was very reputable and listed with the BBB and Dun and Bradstreet. The owner died unexpectedly and there was no contingency in place to deal with the creditors so unfortunately hundreds of clients that were trying to do the right thing and pay their debts ended up being in worse shape than if they had not even tried to pay a bill. From personal experience, if you file a valid complaint with the FTC they will confirm, and once confirmed you will have access to documents to fax to the credit bureaus and it can all be disputed and wiped clean. It takes some time and effort and may seem overwhelming the first time but once you get familiar dealing with the credit bureaus and the FTC it all works out.

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