Are there any personal loans that offer a 24 month 0 APR intro period?

This question is about Personal Loan Interest Rate Guide

Rodney Bennett, WalletHub Analyst

@rodneyben • 01/08/24

There are no personal loans with 0% APR for 24 months. Closest you can get is a credit card with a good 0% intro offer, and even there 24 months is too ambitious.

Some of the best 0% credit cards are:

Citi Simplicity Card - 0% for 12 months on purchases and 0% for 21 months on balance transfers.

Wells Fargo Platinum Visa - 0% for 18 months on purchases and 0% for 18 months on qualifying balance transfers.

This answer was last updated on 01/08/24 and it was first published on 02/15/19. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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* The information about the following cards has been independently collected by WalletHub: Wells Fargo Platinum card and Citi Simplicity® Card.

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* The information about the following cards has been independently collected by WalletHub: Wells Fargo Platinum card and Citi Simplicity® Card.

Are there any personal loans that offer a 24 month 0 APR intro period?

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