Grace Enfield, Content Writer
@grace_enfield
NetCredit uses Republic Bank & Trust Company to originate personal loans. The bank will fund loans of $1,000 - $10,000 with APRs of 34% - 99.99% and an origination fee of $0, depending on your overall creditworthiness when you apply. You can qualify for a personal loan with NetCredit even if you have bad credit, and you will have 6 - 60 months to repay the loan. Payments are made to Republic Bank & Trust Company, and NetCredit also services the loan.
Key Things to Know About NetCredit Personal Loans
- Bank Used to Fund Loans: Republic Bank & Trust Company
- Loan Amounts: $1,000 - $10,000
- APRs: 34% - 99.99%
- Repayment Periods: 6 - 60 months
- Late Fee: $0
- Origination Fee: $0
- Prepayment Fee: $0
- Credit Score Requirement: Bad credit
For more information, check out the full NetCredit review on WalletHub.
People also ask
How can you get NetCredit personal loan pre-approval?
You can get NetCredit personal loan pre-approval through the NetCredit website. NetCredit pre-approval allows you to see your odds of approval for a personal loan from NetCredit, as well as your potential interest rate, and the process will have no impact on your credit score.
How to Get NetCredit Personal Loan Pre-approval
- Go to the NetCredit website.
- Click on Check Your Eligibility.
- Enter the loan amount, loan purpose, your zip...
How long does it take to get money from a NetCredit personal loan?
It takes 1 to 2 business days to get money from a NetCredit personal loan, in most cases. The NetCredit loan timeline includes around 1 business day to get approved for a NetCredit loan and another as soon as the next business day to receive the funds after approval. Keep in mind that this is a typical applicant’s experience, and in some cases it could take longer.
How to Get Money From NetCredit as Fast as Possible
- Fill...
What credit score do you need for a NetCredit personal loan?
NetCredit does not disclose a specific credit score needed to get a personal loan, unlike many personal loan providers. When evaluating your application, NetCredit will consider your entire financial profile, including your income and existing debts, as well as your credit history.
NetCredit Credit Score Requirement & Loan Terms
| Category | Requirements and Terms |
| Minimum Credit Score | Not disclosed |
| Loan Amount | $1,000 - $10,000 |
| Repayment Period | 6 - 60 months |
| Funding Timeline | As soon as the next business day |
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