Grace Enfield, Content Writer
@grace_enfield
You will likely need a credit score of at least 600 for a $6,000 personal loan. Most lenders that offer personal loans of $6,000 or more require fair credit or better for approval, along with enough income to afford the monthly payments. Other common loan requirements include being at least 18 years old; being a U.S. citizen, permanent resident or visa holder; and having a valid bank account.
Credit Score Required by Lenders That Offer $6,000 Personal Loans
| Lender | Loan Range | Credit Score Required |
| $5,000 - $40,000 | 600 | |
| $2,000 - $35,000 | 580 | |
| $1,000 - $40,000 | 600 | |
| $1,000 - $50,000 | 580 | |
| $500 - $50,000 | 600 |
Lenders tend to have large loan ranges, and their minimum requirements for approval (credit score, income and other factors) will determine whether you can get at least the lowest loan amount. But the higher your credit score and income are, the greater the amount you're likely to qualify for.
Even if your credit score is 600, you won't necessarily be approved for a $6,000 loan. Your chances of approval do get better the higher your score is above the minimum requirement, though. The best way to see your odds of approval and what rates may be available to you is to add your desired loan amount to WalletHub's free pre-qualification tool. This tool won't hurt your credit score
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