Grace Enfield, Content Writer
@grace_enfield
You need a credit score of 550 or higher for a medical loan in most cases. This means you can qualify for a medical loan with bad credit, but you’ll need a higher score to get a loan with a low APR and no origination fee.
Best Medical Loans with Low Credit Score Requirements
| Lender | Credit Score Requirement | APRs | Loan Amounts |
| 660* | 7.44% - 25.79% | $5,000 - $100,000 | |
| 620 | 8.99% - 29.99% | $5,000 - $50,000 | |
| 640 | 6.99% - 35.99% | $2,000 - $50,000 | |
| 600 - 640* | 7.04% - 35.99% | $1,000 - $50,000 | |
| 640 | 8.99% - 35.99% | $2,000 - $50,000 | |
| 550 | 9.95% - 35.99% | $2,000 - $35,000 |
*According to multiple third-party sources.
For more information, check out WalletHub’s complete picks for the best medical loans. Then, you can estimate your potential rates with our free pre-qualification tool.
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