What kind of credit score do you need for a medical loan? This question is about Personal Loans

You need at least a 580 credit score for a medical loan in most cases, since most medical loans are just general-use personal loans with a different name. This means you can qualify for a medical loan with bad credit, but you’ll need a higher score to get a loan with a low APR and no origination fee. Best Medical Loans with Low Credit Score Requirements Lender Credit Score Requirement APRs Loan Amounts LightStream 660* 7.99% - 25.99% $5,000 - $100,000 Achieve Personal Loans 620 7.99% - 29.99% $5,000 - $50,000 Best Egg 640 8.99% - 35.99% $2,000 - $50,000 LendingClub 600 - 640* 8.05% - 35.89% $1,000 - $40,000 Prosper 640 6.99% - 35.99% $2,000 - $50,000 Avant 580 9.95% - 35.99% $2,000 - $35,000 *According to multiple third-party sources. For more information, check out WalletHub’s complete picks for the best medical loans. Then, you can estimate your potential rates with our free pre-qualification tool.

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What kind of credit score do you need for a medical loan?

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This question is about Personal Loans

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Grace Enfield, Content Writer

@grace_enfield • 02/02/23 This answer was first published on 08/03/22 and it was last updated on 02/02/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You need at least a 580 credit score for a medical loan in most cases, since most medical loans are just general-use personal loans with a different name. This means you can qualify for a medical loan with bad credit, but you’ll need a higher score to get a loan with a low APR and no origination fee.

Best Medical Loans with Low Credit Score Requirements

Lender	Credit Score Requirement	APRs	Loan Amounts
LightStream	660*	7.99% - 25.99%	$5,000 - $100,000
Achieve Personal Loans	620	7.99% - 29.99%	$5,000 - $50,000
Best Egg	640	8.99% - 35.99%	$2,000 - $50,000
LendingClub	600 - 640*	8.05% - 35.89%	$1,000 - $40,000
Prosper	640	6.99% - 35.99%	$2,000 - $50,000
Avant	580	9.95% - 35.99%	$2,000 - $35,000

*According to multiple third-party sources.

For more information, check out WalletHub’s complete picks for the best medical loans. Then, you can estimate your potential rates with our free pre-qualification tool.

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