Dan Whitmer, Rewards Programs Analyst
@dan_whitmer
No, IHG points are not worth buying because each point costs between 1 cent and 1.35 cents per point, depending on the quantity, while they can be redeemed for an average value of only 0.66 cents per point. For example, 1,000 points cost $13.50 to buy but have a redemption value of just $6.6 in hotel stays.
IHG Points Cost vs. Redemption Value
| Number of Points | Cost | Value When Redeemed for Hotel Stays |
| 1,000 | $13.50 | $6.6 |
| 10,000 | $135.00 | $67 |
| 15,000 | $172.50 | $99 |
| 30,000 | $300.00 | $198 |
| 50,000 | $500.00 | $330 |
The best way to use your IHG points is to save them up until you can cover the full cost of a hotel stay. You can earn points by using a IHG credit card or by joining the IHG One Rewards Dine & Earn program to earn points when you dine at participating restaurants.
Ways to Earn IHG Points Without Buying Them
- Use the IHG credit card. You can earn points on eligible purchases with a IHG credit card. These cards offer more points for paying for hotel stays with the card than if you don’t use one, plus they reward you for everyday spending.
- Book hotel stays with an IHG One Rewards number. One of the best ways to earn points without purchasing them is by staying at IHG. Be sure to sign up for the IHG One Rewards loyalty program, which is free to join, before booking your hotel stay to earn points on each stay.
- Use IHG's Dining program. You can earn IHG points by dining at participating restaurants through the IHG One Rewards Dine & Earn program. To get started, create your online account by linking your credit and/or debit cards, and make sure to join using your IHG One Rewards number to ensure your points are credited correctly.
- Partner offers. IHG has partnerships with a range of businesses, allowing you to earn extra points when you use their services or make purchases. These partners include Hertz, cruises, Uber Eats and Uber rides.
You can use IHG points to pay for hotel stays, merchandise, gift cards, and more. You'll get the most value when you redeem them for free hotel stays.
Sometimes, buying points can be worth it. IHG occasionally runs promotions with bonus points—up to 100%—making purchases more valuable. It can also help if you just need a few extra points to book an award stay.
When to Buy IHG Points
- To top off your account – If you're just short on points for an award stay, buying a few can help secure a deal.
- During promotions – IHG often offers bonus points, making purchases more worthwhile.
- For flexibility – Booking with points allows free cancellations and refunds.
You can check out WalletHub’s guide to the IHG One Rewards program for a full breakdown.
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