Amex EveryDay vs.
Blue Cash Everyday

The best Amex Blue Cash Everyday card benefits are rental car insurance, purchase protection, and emergency assistance services. The Amex Blue Cash Everyday card also offers the lowest hotel rates guarantee policy and instant card numbers, which are more common perks across American Express cards.

Amex Blue Cash Everyday Card Benefits

• Rental car insurance*
• Purchase protection*
• Global Assist (an emergency card assistance hotline - card members are responsible for the costs charged by third-party service providers)
• Lowest hotel rates guarantee
• Instant card numbers
• Up to $7 statement credit each month (a total of $84 per year) for purchasing an eligible streaming subscription, including a bundle subscription, at Disneyplus.com, Hulu.com, or Stream.espn.com U.S. websites. Subject to auto-renewal (enrollment required)

In addition to these benefits, the Amex Blue Cash Everyday card comes with a $0 annual fee and offers rewards on all purchases. If you have good credit, Amex Blue Cash Everyday is certainly a card to consider adding to your wallet.

*Insurance Benefits Disclosure: Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage is offered through American Express Travel Related Services Company, Inc. 

The biggest disadvantage of the Blue Cash Everyday® Card from American Express is that it is available to people with at least good credit, which means the average person may struggle to qualify. There are a few other disadvantages of the Amex Blue Cash Everyday to be aware of, too.

Amex Blue Cash Everyday Disadvantages

• Requires high credit scores: The Amex Blue Cash Everyday requires at least good credit for approval.
• High APR: The Amex Blue Cash Everyday has a relatively high APR, at 19.49% - 28.49% (V).
• Foreign transaction fee:...