The best Chase Sapphire Reserve card benefits are airport-lounge access and up to $300 in annual travel credit. The Chase Sapphire Reserve® card also has auto rental collision damage waiver and purchase protection, which are more common perks across Chase credit cards.

Chase Sapphire Reserve Card Benefits

• Airport-lounge access
• Up to $300 in annual travel credit
• Auto rental collision damage waiver
• Purchase protection
• Baggage delay insurance
• Return protection
• Extended warranty protection
• ...

You need more than good credit to qualify for the Chase Sapphire Reserve card. The Chase Sapphire Reserve card requires applicants to have excellent credit, which means you need a credit score of at least 750 to get approved for the card.

You can check your credit score for free on WalletHub to see if you're within range of qualifying for the Chase Sapphire Reserve card.

You can log in to your Chase Sapphire Reserve® card account by going to the login page on the Chase website or mobile app and entering your username and password in the appropriate fields. Then, click the “Sign in” to access your online account.

How to Register for Online Access on your Chase Sapphire Reserve Credit Card Account

1. Register your Chase Sapphire Reserve credit card for online account access. Click “Not enrolled? Sign up now” and enter your account...

You can use your Chase Sapphire Reserve for airport lounge access by first enrolling in Priority Pass Select. There is no additional cost to activate your Priority Pass membership and it is a one-time procedure.

Chase Sapphire Reserve Priority Pass gives you access to 1,300+ airport lounges around the world, including many locations in the United States, Europe and Asia. For example, the 8 largest U.S. airports – including JFK, LAX, DFW, ATL and ORD – all allow Chase Sapphire Reserve airport...

Chase Sapphire Reserve travel insurance covers lost or delayed luggage, damage due to a collision or theft of a rental car, and accidents resulting in injury or death, among other things. To be eligible to file a travel insurance claim, you'll need to pay for your travel using your Chase Sapphire Reserve card.

6 Types of Chase Sapphire Reserve Travel Insurance

The Chase Sapphire Reserve annual fee is $550 per year. Chase Sapphire Reserve's $550 annual fee is higher than the average annual fee among new credit card offers right now. It's not the only fee you need to worry about with the Chase Sapphire Reserve® Card, either.

Chase Sapphire Reserve Fees

• Annual Fee: $550
• Cash Advance Fee: Either $10 or 5% of the amount of each transaction, whichever is greater.
• Foreign Fee: $0
• Balance Transfer Fee: Either $5 or 5% of the amount of each transfer, whichever is greater.

The Chase Sapphire Reserve Priority Pass membership gives cardholders and authorized users free memberships in the airport lounge program Priority Pass Select. Each cardholder and up to two guests get unlimited free access to over 1,300 airport lounges worldwide as a result. Additional guests cost $32 per visit.

Priority Pass Select airport lounges offer free Wi-Fi, snacks and beverages. There's also comfortable seating and other amenities that vary by lounge. The Chase Sapphire Reserve Priority Pass benefit is a $429 annual value....

No, Chase Sapphire Reserve doesn't offer price protection. This benefit was discontinued in 2018 and there's no guarantee they will ever reinstate the benefit.

When it was offered, it reimbursed cardholders the difference between the price of a purchased item and a lower advertised price on the same item within the next 90 days. It provided coverage up to $500 per item and $2,500 per year.

The Chase Sapphire Reserve travel credit automatically reimburses cardholders for up to $300 in travel-related expenses each year. The credit applies to flights and hotels, as well as vacation packages and airline fees, among other things.

Some purchases don't qualify for the Chase Sapphire Reserve travel credit, including in-flight goods and services (e.g. Wi-Fi, food), tourist attractions, and merchants within airports. But the $300 yearly travel credit helps offset some of the card's $550 annual fee.

Key...

You need a credit score of at least 750 for Chase Sapphire Reserve. This means that this card requires excellent credit for approval; the highest tier in the credit score range. Just bear in mind that you'll need more than a high credit score to get approved for Chase Sapphire Reserve. Let's take a look at some of the other essential requirements.

Chase Sapphire Reserve's Credit Score & Other Approval Requirements

• Excellent credit score. You might find yourself getting approved...