Chase Sapphire Reservevs.
Wells Fargo Propel
This review is not provided, commissioned or endorsed by any issuer. Opinions and ratings are our own. Please note: Wells Fargo Propel American Express® card may no longer be available to new applicants.
EDITOR'S OVERVIEWChase Sapphire Reserve® and Wells Fargo Propel American Express® card are both travel rewards cards designed for people with above-average credit. The two cards give generous rewards in similar bonus categories, but that’s where the similarities end.
Factors to consider when assessing the overall value of these cards include bonuses, fees and high-end travel benefits. Compare these and other criteria against your travel budget to conclude which card is a better overall fit.
How to Choose Between Chase Sapphire Reserve & Wells Fargo Propel:
- If you spend a lot on travel, dining, gas stations and streaming services, but don’t want to pay a lot to use the card, you should opt for Wells Fargo Propel. You may also save money on interest charges on purchases, balance transfers or both, depending on the available promotions.
- If you’re a frequent traveler who wants premium perks such as travel credits and airport lounge access, along with the flexibility of transferring rewards to airline and hotel transfer partners, then Chase Sapphire Reserve is the obvious choice. Just make sure you’ll spend enough each year to cover the high cost of owning the card.
Chase Sapphire Reserve vs. Wells Fargo Propel: Key Characteristics
Chase Sapphire Reserve vs. Wells Fargo Propel
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19.74% - 26.74% (V)
0% for 15 months
0% for 15 months|Transfer Fee: 3% (min $5)
17.74% - 28.74% (V)
1 - 3% Cash Back
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