Chase Ink Business Unlimitedvs.
Ink Business Cash
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EDITOR'S OVERVIEWThe Ink Business Unlimited® Credit Card and the Ink Business Cash® Credit Card are two first-rate cash back cards for small business owners with good or excellent personal credit. Each offers opportunities for bonus rewards and short-term savings on interest charges, and neither card costs anything to own.
Where the two cards differ, however, is in how they distribute their rewards. Ink Business Cash gives bonus rewards rates for purchases at office supply stores, telecom services, plus gas stations and restaurants, up to a yearly limit. Ink Business Unlimited, on the other hand, has a flat rewards rate on all purchases.
How to Choose Between Chase Ink Business Unlimited and Ink Business Cash:
- Business owners who spend a significant amount on internet, cable, phone services, dining, and gas should get the Ink Business Cash card. Just be aware that there’s a cap on how much you can spend each year and still earn bonus rewards.
- If your spending spans a lot of different categories, then opt for the Ink Business Unlimited card, especially if your biggest spending categories don’t match up with the Ink Business Cash card’s bonus rewards.
Chase Ink Business Unlimited vs. Ink Cash: Key Characteristics
Chase Ink Business Unlimited vs. Ink Cash Bottom Line
Still not sure?
0% for 12 months
14.74% - 22.74% (V)
1 - 2% Cash Back
16.74% - 21.74% (V)
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