Get 15,000 bonus points after you spend $500 within 90 days of account opening. These points entitle you to a Free Night Stay at a participating Drury Hotel.
Earn 5 points per $1 spent at Drury Hotel Properties when using this card.
Earn 2 points per $1 spent on Gas, Restaurants and Utilities.
Earn 1 point per $1 spent everywhere else VISA® is accepted.
Redeem points for free rooms, airline miles, gift certificates, vacations and more.
Additional Info
Exclusive Drury Gold Key Club Credit Cardholder VIP Benefits:
Best room available within the category booked;
Early check-in and late check-out privileges (when available);
Establish or rebuild your credit history, and earn interest on your collateral deposit.
Credit reporting to all three bureaus.
Before you can be approved for a Secured Credit Card, you will be required to make a security deposit by opening a Secured Credit Card Savings Account and executing a Security Agreement and Assignment.
You will be assigned a credit limit equal to the balance in the savings account, with a minimum of $400 and maximum of $5000.
I have this card and used autopay to make my payments as I do with my other cards. Worked for 2 months then 6 weeks after I got a message from credit karma that I was delinquent on a payment! To make a long story short, I tried contacting this bank via messages, phone (several phone numbers) left voice-mail, and emailed and got no response!! This has been since July! I got no call, email or message about my account being late by this bank, only when I was 6 weeks into it and at that point was already on my credit report! My credit score went from almost 800 to 714 due to this delinquency as 30 days late! Still to this day cannot get a human on the phone!! I have worked my butt off for several years to get my credit to an excellent score just to have it go to crap over a glitch on their end and they won't even answer calls or messages! I transferred my balance and will not use them again! Awful! I deeply regret applying for this card. I think the reviews for this card are mostly fake. There is just no way!
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Product: Commerce Bank Credit Cards
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fortune1975 @fortune1975
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1 Star Rating
Without warning this Company lowered my credit line $1000m below its current balance. Ok thats there right but the bad side is this caused my credit score to drop 140 points. Guess who was set to close on a home this Friday? Me..not anymore! The Mortgage Company has informed me if it doesn't get fixed we will not be able to keep the Home. Nothing has changed with me: On time payments, 3+yrs as a Customer, not change in my finances, nothing! Then after 29 minutes on hold, Marsha answered and within 20 seconds hung up, she just hung up! Barely got to say why we are calling, She hung up! Based on reviews here and other places, we believe a Lawsuit will be filed by many others and we will quickly ask to be added. RUN FROM THIS PLACE unless you want a Card Company to dictate your life!
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Product: Commerce Bank Credit Cards
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Chuck Green @chuckgreen66
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2 Star Rating
I recently used a balance transfer check Commerce sent me in the mail to pay off another card with higher rates. The check had a 0% APR for a year. However, the check was returned by the other card as an invalid account. Not only was this inconvenient, but I also incurred a late feed from the other card, since I thought the monthly payment was made (but for some reason, was not).
I have sent several messages about this and other issues to Commerce customer service — I'd rather do that than talk to an account representative in India whose English is so poor I can only understand every fifth word. But they never get back to me with any answers, solutions or even a courteous "we received your message" response.
I'll be closing my account today. Useless card, and useless customer service bunch.
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Product: Commerce Bank Credit Cards
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anthony @anthonyp_233
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5 Star Rating
Verified Customer
they gave me $250 just to sign up and 15 months 0 interest, they never bother me so far an started me with a 10 k limit, so far they are just a great company
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Product: Commerce Bank Credit Cards
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Michael @michaellevin819
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5 Star Rating
Verified Customer
Great card for your every day shopper. Terrific for gas , groceries, clothes, and even an occasional meal. Very good fraud protection. No annual fees, Very Highly recommended
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Product: Commerce Bank Credit Cards
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pblalock48 @pblalock48
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2 Star Rating
Verified Customer
I received an offer letter in the mail from Commerce Bank, saying on it that I could receive a $250 bonus award after spending $1,000 within 90 days on a newly approved Special Connections Commerce Bank Visa card. All I had to do was call 1-800-571-6898 and say I wanted the card. The credit card was opened on Aug. 7th. I received the credit card in the mail 10 days later and opened the account on May 19.
I thought I had 90 days from the opening date on the account instead. I did not reach the 90 day required period because my 90 days was up on Aug. 6th. On August 6th, the balance on this commerce bank credit card was a little over $944. Instead I reached the minimum $1,000 in purchases on Aug. 8th, making it 92 days after opening the account.
I couldn't use this credit card until I had it in my possession and then called to request to open it. I don't think it is right for a bank not to count the 90 days from the opening date on the account instead, because someone can't begin using a credit card until they receive it in the mail and then open call to request it to be opened.
I really like the convenience of having this card in my portfolio. One of the many things I like about this card is that I get to use it anywhere and get rewards anywhere I go.
Commerce Bank wanted to charge me $15 to make a payment on my credit card with a live person. Wells Fargo doesn't. Discover doesn't. Commerce wanted to charge me money to give them money. Commerce your pathetic petty greed serves mostly to generate ill will with the public. I will never open another account at Commerce and recommend the same to my friends. Apparently the genius who came up with that one has risen to the position as described by the Peter Principle. Sad.
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Product: Commerce Bank Credit Cards
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Michael @michaellevin819
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5 Star Rating
Verified Customer
Great card for the daily consumer. Excepted anywhere and everywhere. Apple wallet compatible. Highly recommend. One of the best VISA cards to start building credit
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Product: Commerce Bank Credit Cards
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Steve @sbk_20009
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1 Star Rating
Verified Customer
I had 2 different charges to this card that I didn't make,called right when it happened to file dispute about the over 3,000 ,no reply after 2-3 weeks. They left the charge on my card this whole time which made my credit drop over 50 points because of a purchase on the card which was right for @1700.00.The extra fraud purchases made it use to much of my available credit on this card which affected my score.Most cards go to bat for you in these situations and remove the charges until the dispute is over.I had to find who did it and tell them I was going to my attorney General to file charges,finally got the money back to my account. Terrible customer service for me
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Product: Commerce Bank Credit Cards
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Review Commerce Bank Credit Cards
Commerce Bank Credit Card Q&A
Get answers to your questions about Commerce Bank Credit Cards below. For more general questions, visit our Answers section.
Most Commerce Bank credit cards are designed for people with good or excellent credit. An exception to that is the Commerce Bank Secured, which is meant for people with bad credit looking to rebuild it.
You can find a comparison of Commerce Bank credit cards here. If you're not sure which one you'd qualify for, you can check your latest credit score for free on WalletHub.
Your University of South Alabama Credit Card application status should arrive in your mailbox in 3-5 business days. Thank you for picking the Right Card!
You can receive a decision on your application immediately after applying, although in some cases it might take 7-10 business days. After approval, you should receive your credit card in 7-10 business days.
The starting credit limit for the Commerce Bank Special Connections® Credit Card is $500 or more; everyone who gets approved for this card is guaranteed this limit. However, depending on your credit standing, you could get a much higher credit limit. The higher your credit score and income are, the higher your starting credit limit is likely to be.
Keep in mind that you can ask to get a credit limit increase by calling customer service at (800) 645-2103, but it's best not to ask more than once a year. Commerce Bank might also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low are key for getting unsolicited credit line increases.
Unfortunately, Commerce Bank does not offer travel insurance on any of its credit cards. Though Commerce Bank credit cards can be good for people who want to earn rewards on their purchases, there are much better options if you're looking for a credit card with good travel insurance benefits.
If you're not sure which travel credit card to get, you can always check out WalletHub's recommendations for the best credit cards for travel insurance or travel rewards. Before picking a card, also be sure to check your credit score for free on WalletHub so that you know which cards you'll be able to qualify for.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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