Chase Sapphire® Card

Chase Sapphire® Card
We're sorry, but the Chase Sapphire® Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer.
You can write a review about the Chase Sapphire® Card or check the card’s rates and fees according to our latest records, which may be outdated and were collected independently by us. Alternatively, you can compare the latest credit card offers.
Credit Score
Excellent Credit
Annual Fee
$0
APR on Purchases
15.99% (V)
Balance Transfer
APR: 15.99% (V)
Balance Transfer Fee
Rewards
Earn 10,000 bonus points after you spend $500 on purchases in the first 3 months from account opening- that's $100 in rewards
Earn 2,500 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening.
2X points on dining at restaurants.
1 point per dollar spent on all other purchases.
There are no limits to the number of points you can earn and points never expire.
Chase Sapphire® Card's Additional Info
| cash advance fee | 5% (min $10) |
| cash advance APR | 19.24% (V) |
| foreign transaction fee | 3% |
| smart chip | No |
| max late fee | $35 |
| max overlimit fee | $0 |
| max penalty APR | 29.99% (V) |
| grace period | 21 days |
Chase Sapphire® Card Pros & Cons
No membership fees
High rewards rate
10,000 points initial rewards bonus
No intro APR on purchases
No intro APR on balance transfers
Foreign fee
Requires excellent credit
Compare The Chase Sapphire® Card vs. Popular Alternatives
annual fee$0 | annual fee$95 | annual fee$95 |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Purchase Intro APRNot Offered | Purchase Intro APRNot Offered | Purchase Intro APRNot Offered |
transfer intro aprNot Offered | transfer intro aprNot Offered | transfer intro aprNot Offered |
Regular APR15.99% (V) | Regular APR19.24% - 27.49% (V) | Regular APR19.49% - 28.49% (V) |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
Can't find what you are looking for? Submit your question about Chase Sapphire® Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
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- Most Upvotes
Is the grace period really only 21 days?
What is the default APR?
Regular APR is 15.99%. However, the card's not currently available to new applicants. Check out the Chase Sapphire Preferred instead.
Chase Sapphire® Card Reviews
Share your insights and review for the Chase Sapphire® Card
What's Your Rating?
Pros:
- 10,000 points if you spend $500 in first three months. That is higher than any other credit card offer I can remember seeing.
- 2x points on restaurants is great because that is where I used credit cards most often.
- No expiration date.
- No annual fee.
Cons:
- 5% cash advance fee.
- Balance Transfers (I've had the Chase Freedom card forever and I've never been allowed to do a balance transfer in at least 5 years and I have a $25,000 credit limit.)
- No mention if there is a cash back limit you must meet before you can redeem. I have frustration with several credit cards where you have to accumulate a certain amount before you can touch it. For instance, My PayPal is the worst where I need $50 before I can touch it. Discover just changed their policy and now allows me to redeem any amount at any time. I just tested it with .19 cents and it's in my bank now.
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