Chase Sapphire® Card

Chase Sapphire® Card
We're sorry, but the Chase Sapphire® Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer.
You can review Chase Sapphire® Card's rates and fees according to our latest records, which may be outdated. Alternatively, you can compare the latest credit card offers.
Accepted Credit Scores
Excellent Credit
Annual Fee
$0
Rewards
Earn 10,000 bonus points after you spend $500 on purchases in the first 3 months from account opening- that's $100 in rewards
Earn 2,500 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening.
2X points on dining at restaurants.
1 point per dollar spent on all other purchases.
There are no limits to the number of points you can earn and points never expire.
APR on Purchases
15.99% (V)
Balance Transfer
APR: 15.99% (V)
Balance Transfer Fee
WalletHub Review
Chase Sapphire® Card Pros & Cons
No membership fees
High rewards rate
10,000 points initial rewards bonus
Reports to the three major credit bureaus
No intro APR on purchases
No intro APR on balance transfers
Foreign fee
Requires excellent credit
Chase Sapphire® Card's Additional Info
cash advance fee | 5% (min $10) |
cash advance APR | 19.24% (V) |
foreign transaction fee | 3% |
smart chip | No |
max late fee | $35 |
max overlimit fee | $0 |
max penalty APR | 29.99% (V) |
grace period | 21 days |
Questions & Answers
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- Most Popular
- Most Upvotes
Is the grace period really only 21 days?
What is the default APR?
Regular APR is 15.99%. However, the card's not currently available to new applicants. Check out the Chase Sapphire Preferred instead.
Compare The Chase Sapphire® Card
Chase Sapphire® Card Reviews
Share your insights and review the Chase Sapphire® Card
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Pros:
- 10,000 points if you spend $500 in first three months. That is higher than any other credit card offer I can remember seeing.
- 2x points on restaurants is great because that is where I used credit cards most often.
- No expiration date.
- No annual fee.
Cons:
- 5% cash advance fee.
- Balance Transfers (I've had the Chase Freedom card forever and I've never been allowed to do a balance transfer in at least 5 years and I have a $25,000 credit limit.)
- No mention if there is a cash back limit you must meet before you can redeem. I have frustration with several credit cards where you have to accumulate a certain amount before you can touch it. For instance, My PayPal is the worst where I need $50 before I can touch it. Discover just changed their policy and now allows me to redeem any amount at any time. I just tested it with .19 cents and it's in my bank now.
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