Yes, the Chime Credit Card is a secured credit card, so it requires a refundable security deposit. There is no minimum amount required, but your spending limit equals the amount that you transfer from your Chime Spending Account.

Unlike other secured credit cards, with the Chime Credit Card you can use your deposit to pay for monthly charges. Keep in mind that the Chime Credit Card can also help you build or rebuild your credit, just like an unsecured credit card. This card reports monthly to all three major credit bureaus (Experian, Equifax, and TransUnion).

The easiest way to check your Secured Chime® Credit Builder Visa® Credit Card balance is either through your online account or the Chime mobile app. Alternatively, you can check your balance by calling customer service at (844) 244-6363 or on the monthly statements Chime sends to you via email.

How to Check Your Secured Chime® Credit Builder Visa® Credit Card Balance

• Online: Log in to your Secured Chime® Credit Builder Visa® Credit Card account and click on the “Statements” button to see your balance.
• Via the mobile app: Log in to the Chime mobile...

You can change the PIN on your Secured Chime® Credit Builder Visa® Credit Card by calling customer service at (844) 244-6363. Just be sure to have your credit card nearby because you'll be asked for your card information.

It is worth noting that Secured Chime® Credit Builder Visa® Credit Card doesn't charge you interest or fees for cash advances when you use your card at in-network ATMs. You can find the ones near you by using Chime's ATM Map. Using this card to get cash at any other ATM, though,...

To get a Secured Chime® Credit Builder Visa® Credit Card credit limit increase, simply add more money to your "Credit Builder" account from your Chime checking account. You can do that at any time straight from your smartphone by using the Chime mobile app.

Here's How to Add Money to Your Secured Chime® Credit Builder Visa® Credit Card Using the App

1. Tap "Move Money" on the bottom of the home screen.
2. Select "Transfer Funds."
3. Using the green arrows on the right side of the...

No, you cannot use your Chime Credit Card with no money in your secured account. To use your card, you need to have available credit to cover your purchases. Also, if you attempt to make a purchase that exceeds your available credit limit or available balance, the transaction will be declined.

How the Chime Credit Card Works

The Chime Credit Card is a secured credit card. You can move any amount of money (up to $10,000) from your Chime checking account to your...

Yes, the Secured Chime® Credit Builder Visa® Credit Card is contactless. The card is equipped with a contactless chip called Tap-to-Pay, enabling users to conveniently complete their purchases by simply tapping the card to the contactless reader at checkout. This feature enhances the payment experience and offers a secure and swift payment method for Chime cardholders.

However, this contactless feature has only been implemented recently. If you have an older Secured Chime® Credit Builder Visa® Credit Card without the Tap-to-Pay feature, you'll have to order a...

No, you cannot do a balance transfer with the Secured Chime® Credit Builder Visa® Credit Card. Furthermore, the Secured Chime® Credit Builder Visa® Credit Card is a secured charge card, therefore the balance has to be paid in full each month. So even if the card would allow you to transfer a balance, it wouldn't help you with paying your debt over time.

For a look at some of the top balance transfer cards on the market, check out WalletHub's Best Balance Transfer Credit Cards page.

How to Choose...

Yes, you can use the Chime Credit Card anywhere that accepts cards on the Visa network. That means you can use the Chime Credit Card at 10.7 million merchant locations in the U.S., as well as with millions more merchants across 210 countries and territories worldwide.

The Chime Credit Card has a $0 foreign transaction fee, which means you won't incur extra charges for international purchases. The card also comes with an annual fee of $0 and offers 1.5% cash back on rotating categories when you enroll in direct deposit with your card, so...

The Secured Chime® Credit Builder Visa® Credit Card due date is 21 days after the end of each monthly billing cycle, and it falls on the same date every month, excluding weekends and holidays. You can find your specific due date on your monthly statement or your online account. Due dates differ from customer to customer.

Keep in mind that you need to pay at least the minimum amount required by your due date to avoid damaging your credit score....

To report a lost Chime Credit Card, call Chime customer service at 1 (844) 244-6363. You can also initiate a live chat with a representative through the Chime mobile app. Chime will request some information to verify your identity before sending a replacement.

How to Report a Lost Chime Credit Card

1. Call Chime customer service at 1 (844) 244-6363.
2. Inform the customer service representative that you've lost your card.
3. Provide any requested information, such as your date of...