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Conoco Fleet Universal Card

3.7WalletHub Rating

WalletHub Rating

3.7

This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Business - Earn Rewards (Store Cards)." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.

User Reviews

3.8

Market Comparison

3.7

fees: 5.0

rewards: 1.8

cost: 4.7

Other Features: 0.0

TermsReviewsFAQContact

WalletHub Rating

3.7/5

Conoco Fleet Universal Card has a rating of 3.7/5 according to our proprietary credit card rating system. This rating reflects how appealing Conoco Fleet Universal Card's terms are compared to a pool of more than 1,500 credit card offers tracked by WalletHub. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is 'Business - Earn Rewards (Store Cards)'. To break it down further, Conoco Fleet Universal Card earned a score of 5.0/5 for Fees, 1.8/5 for Rewards, 4.7/5 for Cost, and 3.8/5 for User Reviews. Info about the Conoco Fleet Universal Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.

WalletHub Rating Breakdown

User Reviews

3.8/5

250 reviewsRead and write reviews

Market Comparison

3.7

The Market Comparison is a key component of the WalletHub Rating, as it measures how appealing the terms of a card are compared to a pool of over 1,500 credit card offers monitored by WalletHub. To ensure cards are evaluated for their most relevant purpose, we score each card across various cardholder needs and select the rating for the need with the highest score, which is “Business - Earn Rewards (Store Cards)” for this card.

Fees

5.0

Rewards

1.8

Cost

4.7

Other Features

0.0

3.7/5

Compared against 1,500+ credit cards

KEY TERMS

Excellent Credit, Good Credit, Fair Credit

Charge Card

This is a charge card and therefore the balance needs to be paid in full each month.

Annual Fee

See Terms

APR on Purchases

See Terms

Balance Transfer

APR: See Terms

Balance Transfer Fee See Terms

Rewards

Save 10¢ per gallon in the first 6 billing cycles of account opening.

Get a monthly rebate of 3¢, 4¢, 5¢, 6¢ or 7¢ per gallon if you purchase at least 500, 2,500, 5,000, 7,000 or 10,000 gallons, respectively.

The more you purchase, the more you save.

Conoco Fleet Universal Card's Additional Info

Use the Conoco Universal Card at Conoco®, 76® and Phillips 66® locations.

Learn More

at WEX's secure site

Conoco Fleet Universal Card Pros & Cons

No membership fees

High rewards rate

Bonus rewards categories

Qualify with fair credit

Spending caps on rewards

Foreign fee

Must be paid in full each month

Compare The Conoco Fleet Universal Card vs. Popular Alternatives


3.7WalletHub Rating WalletHub Rating 3.7 This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Business - Earn Rewards (Store Cards)." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs. User Reviews 3.8 Market Comparison 3.7 fees: 5.0 rewards: 1.8 cost: 4.7 Other Features: 0.0	4.0WalletHub Rating WalletHub Rating 4.0 This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Business - Rebuild Damaged Credit." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs. Editor’s Rating 2.0 User Reviews 4.0 Market Comparison 4.3 fees: 5.0 rewards: 0.0 cost: 5.0 APR: 5.0 Other Features: 1.7	2.9WalletHub Rating WalletHub Rating 2.9 This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Business - Earn Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs. Editor’s Rating 4.0 User Reviews 3.2 Market Comparison 2.6 fees: 5.0 rewards: 2.0 cost: 2.5 Other Features: 0.0
(250)	(15)	(35)
annual feeSee Terms	annual fee$0	annual fee$0
rewards rate 0 - 7 ¢ / gallon	rewards rateNone	rewards rate 1 - 7 points / $1
bonus offerNone	bonus offerNone	bonus offer 50,000 points
Purchase Intro APRNot Offered	Purchase Intro APRNot Offered	Purchase Intro APRNot Offered
transfer intro aprNot Offered	transfer intro aprNot Offered	transfer intro aprNot Offered
Regular APRSee Terms	Regular APRN/A	Regular APRNot Applicable
Add to Compare	Add to Compare	Add to Compare
	Sponsored Apply Now	Sponsored Apply Now

Questions & Answers

Can't find what you are looking for? Submit your question about Conoco Fleet Universal Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.

Upvotes

Where can you use this card? At which gas stations?

Conoco Fleet Universal Card Reviews

Share your insights and review for the Conoco Fleet Universal Card

3.8

What's Your Rating?

Sue Smith
August 22, 2020 • @smithsu1

Very difficult to use. Customer service is awful. Fees for everything...even when they drop the ball....customer service link does not work consistently. All is well until there is a glitch then they are not able to resolve.

Comment

Sue Smith
August 22, 2020 • @smithsu1

This review is for the Wex network not any card specifically---have had two different cards for two different businesses and had problems with Wex itself

Comment

+ 249 WalletHub users submitted a rating without writing a full review

Review Conoco Fleet Universal Card

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Offer last updated: Feb 10th, 2026 at 13:15 ET

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Conoco Fleet Universal Card

Conoco Fleet Universal Card

Credit Score

Charge Card

Annual Fee

APR on Purchases

Balance Transfer

Rewards

Conoco Fleet Universal Card's Additional Info

Conoco Fleet Universal Card Pros & Cons

Compare The Conoco Fleet Universal Card vs. Popular Alternatives

Questions & Answers

Where can you use this card? At which gas stations?

People Also Apply For

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Conoco Fleet Universal Card Reviews

What's Your Rating?

Important Disclosures

People Also Apply For

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