WalletHubNo membership feesQualify with bad creditHigh regular APRForeign feeRequires security depositCU SoCal Share Secured Visa Platinum Rewards
CU SoCal Share Secured Visa Platinum Rewards
Credit Score
Bad Credit
Minimum Security Deposit
See Terms
Fees
APR on Purchases
17.9% (V)
Rewards
Earn 1 point for every $1 spent.
Redeem Dream points for travel, gift cards, statement credit and more.
CU SoCal Share Secured Visa Platinum Rewards' Additional Info
Credit limits up to 95% of the balance.
| cash advance fee | 2% |
| cash advance APR | 17.90% (V) |
| foreign transaction fee | 1% |
| smart chip | No |
| max late fee | $15 |
| max overlimit fee | $0 |
| max penalty APR | 17.90% |
CU SoCal Share Secured Visa Platinum Rewards Pros & Cons
No membership fees
Qualify with bad credit
High regular APR
Foreign fee
Requires security deposit
Compare The CU SoCal Share Secured Visa Platinum Rewards vs. Popular Alternatives
minimum depositSee Terms | minimum deposit$200 | minimum deposit$300 |
one time fees$0 | one time fees$0 | one time fees$0 |
annual fee$0 | annual fee$0 | annual fee$0 |
monthly fee$0 | monthly fee$0 | monthly fee$0 |
Regular APR17.9% (V) | Regular APR26.49% Variable | Regular APR28.24% (V) |
rewards rate | rewards rate | rewards rate |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
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Offer last updated: Jan 19th, 2026 at 13:12 ET
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