First PREMIER® Bank Mastercard Credit Card
First PREMIER® Bank Mastercard Credit Card
Info about First PREMIER® Bank Mastercard Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.APRReviewsQ&AContact
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First PREMIER® Bank Mastercard Credit Card Pros & Cons
Qualify with bad credit
Does not require security deposit
High membership fees
High regular APR
First PREMIER® Bank Mastercard Credit Card's Additional Info
|cash advance fee||5% (min $8)|
|cash advance APR||36%|
|foreign transaction fee||3%|
|max late fee||$39|
|max overlimit fee||$0|
|max penalty APR||None|
|grace period||27 days|
Based on your creditworthiness, this card requires a one-time up front Processing Fee of $55 - $95, to be paid in full before the Credit Account is opened. If the Processing Fee is not paid in full within 85 days, the application will be withdrawn.
Fees reduce your available credit. For example, if your initial credit limit is $300, your initial available credit will be only about $225, given the $75 Annual Fee that is charged on the card.
Based on your creditworthiness and credit limit assigned, this card’s annual fee could be $50 - $125 in the first year, $45 – $49 after.
Based on your creditworthiness and credit limit assigned, this card’s monthly fee could be $0 - $8 in the first year, $6.25 - $10.40 after.
Your account history reports to the major Consumer Reporting Agencies
Use your card everywhere Mastercard® cards are accepted.
Each time your Credit Account is eligible for and approved for an unsecured credit limit increase, a Credit Limit Increase Fee in the amount of 25% of the amount of the credit limit increase will be assessed to your Credit Account.
*We are not affiliated with or authorized by First PREMIER Bank. The information herein has not been reviewed or approved by First PREMIER Bank.
Questions & Answers
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I just got approved for my Premier credit card and paid a fee of $89. When will I get it?
Why can't I get a First Premier Bank Mastercard cash advance?
Where can I get a First Premier Bank Mastercard cash advance?
You should be able to get a First Premier Bank Platinum cash advance from most ATMs, as long as you've obtained an account PIN from First Premier. You can get a PIN by calling 1 (800) 501-6535.
Just remember that credit cash advances are really expensive, so...
Can I take out the whole $225 after I pay the $95 processing fee?
Can I pay my First Premier Mastercard processing fee with a prepaid card?
Yes, you can pay your First PREMIER® Bank Mastercard Credit Card processing fee with a prepaid card. Just know that by doing so, it might take more time for the issuer to process your payment.
To speed things up, use a checking or savings account to pay for your processing fee.
What's the First Premier Bank Mastercard credit score requirement?
The First Premier Bank Mastercard is aimed at people with bad credit, meaning a credit score between 300 and 639. What this means is that any score will do.
With that said, because this is an unsecured card for bad credit, the First Premier Bank Mastercard sports several fees,...
How can I go over my First Premier Bank Mastercard credit limit?
You cannot go over your First Premier Bank Mastercard credit limit. If you find yourself maxing out your credit card often, a better alternative would be to just ask for a credit limit increase.
Can I get cash back from a store with my First Premier Bank Mastercard?
The First Premier Bank Mastercard does not allow you to get cash back when checking out at the register.
You can do a cash advance at an ATM, once you obtain a PIN from customer service, but we recommend avoiding such transactions whenever possible given how costly they are.
Where can I use my First Premier credit card?
You can use your First Premier credit card anywhere Mastercard is accepted because First Premier credit cards are on the Mastercard network. Mastercard is the largest credit card network, accepted in over 210 countries and territories. In the U.S. alone, there are over 10.7 million locations accepting it.
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