Compare Credit Cards Synchrony Bank Credit CardsAd Disclosure

Furniture Row Credit Card

4.8WalletHub Rating

WalletHub Rating

4.8

This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Finance New Purchases (Store Cards)." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.

Market Comparison

4.8

fees: 5.0

rewards: 0.0

cost: 5.0

APR: 5.0

TermsReviewsFAQContact

WalletHub Rating

4.8/5

Furniture Row Credit Card has a rating of 4.8/5 according to our proprietary credit card rating system. This rating reflects how appealing Furniture Row Credit Card's terms are compared to a pool of more than 1,500 credit card offers tracked by WalletHub. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is 'Finance New Purchases (Store Cards)'. To break it down further, Furniture Row Credit Card earned a score of 5.0/5 for Fees, 0.0/5 for Rewards, 5.0/5 for Cost, and 5.0/5 for APR. Info about the Furniture Row Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.

WalletHub Rating Breakdown

Market Comparison

4.8

The Market Comparison is a key component of the WalletHub Rating, as it measures how appealing the terms of a card are compared to a pool of over 1,500 credit card offers monitored by WalletHub. To ensure cards are evaluated for their most relevant purpose, we score each card across various cardholder needs and select the rating for the need with the highest score, which is “Finance New Purchases (Store Cards)” for this card.

Fees

5.0

Rewards

0.0

Cost

5.0

APR

5.0

4.8/5

Compared against 1,500+ credit cards

KEY TERMS

Excellent Credit, Good Credit, Fair Credit

Annual Fee

APR on Purchases

0% intro APR for 48 - 60 months, 34.99% APR after that

Balance Transfer

Balance Transfers Not Allowed

Furniture Row Credit Card's Additional Info

Limited-time offer: Equal Monthly Payment financing: 0% APR for 48 months on qualifying purchases.

Limited-time offer: Equal Monthly Payment financing: 0% APR for 60 months on qualifying purchases of $3,499 or more.

Online account management.

Learn More

at Synchrony Bank's secure site

Furniture Row Credit Card Pros & Cons

No membership fees

0% intro APR on purchases

No deferred interest

Qualify with fair credit

No rewards

High regular APR

Compare The Furniture Row Credit Card vs. Popular Alternatives


4.8WalletHub Rating WalletHub Rating 4.8 This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Finance New Purchases (Store Cards)." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs. Market Comparison 4.8 fees: 5.0 rewards: 0.0 cost: 5.0 APR: 5.0	4.0WalletHub Rating WalletHub Rating 4.0 This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs. Editor’s Rating 4.7 User Reviews 3.9 Market Comparison 4.0 fees: 2.1 rewards: 4.3 cost: 4.6 Other Features: 0.0	3.6WalletHub Rating WalletHub Rating 3.6 This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Gas Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs. Editor’s Rating 4.5 User Reviews 3.6 Market Comparison 3.5 fees: 5.0 rewards: 3.0 cost: 3.6 Other Features: 0.0
(10)	(1,621)	(1,068)
annual fee$0	annual fee$0 intro 1st yr, $95 after	annual fee$0
Purchase Intro APR0% for 48 - 60 months	Purchase Intro APR0% for 12 months	Purchase Intro APRNot Offered
transfer intro aprNot Offered	transfer intro apr0% for 12 months\|Transfer Fee: 3% (min $5)	transfer intro aprNot Offered
Regular APR34.99%	Regular APR19.49% - 28.49% (V)	Regular APR18.74% - 26.74% (V)
rewards rateNone	rewards rate 1 - 6% Cash Back	rewards rate 1 - 5% Cash Back
bonus offerNone	bonus offer As High As $300 Cash Back. Find Out Your Offer.	bonus offerNone
Add to Compare	Add to Compare	Add to Compare
	Sponsored Apply Now Rates & FeesTerms Apply	Sponsored Apply Now Rates & Fees

Questions & Answers

Can't find what you are looking for? Submit your question about Furniture Row Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.

Upvotes

What's the Furniture Row Credit Card payment address?

Chip Lupo, Credit Card Writer

The Furniture Row Credit Card payment address is:

Synchrony Bank
PO Box 71715
Philadelphia PA 19176 - 1715

When paying Furniture Row Credit Card bills by mail, be sure to submit either a check or money order for the payment amount. Synchrony Bank does not accept cash.

Tips for Mailing Furniture Row Credit Card Payments

Include your credit card number on your payment to avoid any processing delays.
Send only one check or money order per billing
Allow enough time for Synchrony Bank to receive your payment on or before the due date, or it will be considered late.

Keep in mind that mailed payments take the longest to process of all the available credit card payment methods. To speed up things, you can submit a payment from your online account or by calling customer service at (866) 396-8254.

Furniture Row Credit Card Reviews

Share your insights and review for the Furniture Row Credit Card

What's Your Rating?

+ 10 WalletHub users submitted a rating without writing a full review

Important Disclosures

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.

Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub, we try to list as many credit card offers as possible and currently have more than 1,500 offers, but we do not list all available offers or financial service companies.

Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best credit card picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any issuer, as our editors follow a strict editorial policy.

WalletHub is not a financial advisor. Our goal is to provide you with top-notch content, data, and tools. You are responsible for deciding what financial products and providers are best for your needs.

Irrespective of whether an institution or professional is a paid advertiser, the presence of information on WalletHub does not constitute a referral or endorsement of the institution or professional by us or vice versa.

We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.

* The information about the following cards has been independently collected by WalletHub: Ashley Furniture HomeStore Credit Card, Rooms To Go Credit Card, Wayfair Store Card, Pottery Barn Credit Card, and Furniture Row Credit Card.

Offer last updated: May 15th, 2026 at 20:33 ET

Your web browser (Internet Explorer) is out of date and no longer supported.

Please download one of these up-to-date, free and excellent browsers:

Edge Microsoft

FireFox Mozilla Foundation

Chrome Google

Furniture Row Credit Card

Furniture Row Credit Card

Credit Score

Annual Fee

APR on Purchases

Balance Transfer

Furniture Row Credit Card's Additional Info

Furniture Row Credit Card Pros & Cons

Compare The Furniture Row Credit Card vs. Popular Alternatives

Questions & Answers

What's the Furniture Row Credit Card payment address?

People Also Apply For

Related Credit Card Categories

Furniture Row Credit Card Reviews

What's Your Rating?

Important Disclosures

People Also Apply For

Related Credit Card Categories