A credit score of 700 or higher is needed for the Wayfair Credit Card; this means that you need to have a good credit score to get it. The Wayfair Store Card, on the other hand, requires at least fair (640+) credit for approval. So, make sure you know where you stand before applying. You can check your credit score for free, right here on WalletHub.

What you should know before applying for the Wayfair Store Card

While your credit score is an important factor, there are plenty of other important factors that will impact your chances of being approved for the Wayfair Credit Card. Some other key criteria include your income, existing debts and overall creditworthiness.

You should also keep in mind that an application could result in a hard pull on your credit, lowering your score for a short period of time.

You can get a Wayfair Credit Card credit limit increase by calling 844-271-2567 or by logging in to your account's website at https://comenity.net.

After being logged in, click on “Credit limit” in the left-hand navigation and follow the steps.

Yes, the Wayfair Store Card will do a hard pull when you apply for it. This might negatively affect your credit score for a little while.

You'll need at least fair credit to be considered eligible for this card. Fortunately, you can check if you pre-qualify without hurting your...

• Online
• By calling (800) 365-2714
• By sending your payment to the following address:
  

Citi Retail Services
PO Box 70267
Philadelphia, PA 19176-0267

No, you cannot get approved for the Wayfair Store Card with no credit. You'll need at least fair credit to be considered eligible, but other factors (your income or existing debts) will also be taken into account when the issuer looks at your application.

Citi Retail Services
PO Box 70267
Philadelphia, PA 19176-0267

Payments made via mail take at least a few business days to post. So make sure to send them at least 5 days before your due date to avoid being charged with late fees.

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You need a credit score of 640 or better for the Wayfair Store Card. That means people with at least fair credit have a shot at getting approved for the Wayfair Store Card.

What to Know About the Wayfair Store Card Credit Score Requirements

You should...

No, you cannot use your Wayfair Store Card everywhere, as you can only use it for purchases across all Wayfair retail sites. This credit card is a store card, which means that it is not backed by any major credit card network and only works at affiliated locations.

Where...

The minimum starting credit limit for the Wayfair Store Card is reportedly at least $300. The issuer does not include any specific Wayfair Store Card credit limit information in the card's terms, though.

For the most part, Wayfair Store Card credit limits depend on each applicant's overall creditworthiness. Those with...

It can take as little as a minute to get approved for the Wayfair Store Card. If you don't get instantly approved, it usually takes 7-10 business days to receive a decision on your application.

Having said that, you can check the status of your credit card...