My GM Rewards Card™
My GM Rewards Card™
Accepted Credit Scores
Excellent Credit, Good Credit
The only U.S. co-branded card that offers unlimited 4x points on all purchases and no annual fee.*
Get 15,000 bonus points after you spend $1,000 in your first three months.*
Earn unlimited 7x total points with GM.*
Redeem towards a new GM vehicle purchase or lease with no limit. For example, spending $12K per year on everyday purchases will earn you 48,000 pts/$480 toward future redemption with GM
APR on Purchases
0% intro APR for 12 months, 19.24% - 29.24% Variable APR after that
APR: 19.24% - 29.24% Variable
Balance Transfer Fee
GM Rewards Card Pros & Cons
No membership fees
0% intro APR on purchases
High rewards rate
15,000 points initial rewards bonus
No intro APR on balance transfers
High regular APR
Requires good/excellent credit
GM Rewards Card's Additional Info
|cash advance fee||$0|
|cash advance APR||29.99% Variable|
|foreign transaction fee||$0|
|smart chip||Yes, chip-and-signature|
|max late fee||$40|
|max overlimit fee||$0|
|max penalty APR||None|
|grace period||25 days|
0% intro APR on purchases for the first 12 months, then a variable APR of 19.24% to 29.24%.*
No annual fee, no foreign transaction fees, or cash advance fees. Late fees may apply.*
See if you're approved with no impact to your Credit Score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score.
Terms & Limitations Apply. Click here to see *Rates and Terms and Benefit Terms. Subject to credit approval.
Please note: approval is not guaranteed if you meet the credit score requirements listed above; many other factors are taken into consideration when considering your application.
Questions & Answers
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