You can get a GM Rewards Card credit limit increase by making a request either online or over the phone at (888) 316-2390. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income the issuer has on file. The issuer will be more likely to increase your credit limit if the revised income clearly shows that you can afford a higher limit.

How to Get a GM Rewards Card Credit Limit Increase Online

1. Log in to your online account.
2. Select your card from the main dashboard.
3. Click on the three dot menu from the top right of the page.
4. Select “Credit Line Increase”.
5. Enter the required information and follow the on-screen instructions.
6. Confirm the information entered and click “Submit” to complete the request.

You should receive a decision within 10 minutes. However, some requests require 3-5 days for processing. If you're approved for a GM Rewards Card credit limit increase, the new limit is effective immediately.

Impact of a GM Rewards Card Credit Limit Increase on Your Credit Score

Generally, when you request a GM Rewards Card credit limit increase, the issuer will conduct a soft pull of your credit report, which does not affect your credit score.

Alternatively, you could be eligible for a GM Rewards Card credit limit increase without even requesting one. The GM Rewards Card card may offer an automatic credit limit increase if the issuer's regular review of your account shows a history of on-time payments and low debt. An automatic credit limit increase involves a soft pull, as well.

The GM Rewards Card customer service number is (833) 773-0988. You may also call the number on the back of your card for assistance.

Ways to contact the GM Rewards Card customer service:

• Online: You can log in to your online account to contact customer service during normal business hours. From your dashboard,...

You'll need at least "good" credit for GM Rewards Card approval, which means a credit score above 700. 

Your credit score won't be the only factor taken into consideration though, as issuers consider your overall financial picture, including your income and existing debt obligations, so your credit rating can...

Yes, you can use your GM Rewards Card for regular purchases anywhere Mastercard is accepted. 

Here's more info about the GM Rewards Card purchases: 

• The GM Rewards Card is on the Mastercard network. So you can use it at 10.7 million merchants locations in the U.S. alone. Mastercard...

The GM Rewards Card signup bonus is 15,000 points after spending $1,000 in the first 3 months. 

In addition, the GM Rewards Card also offers 7 points per $1 spent with GM, as well as 4 points per $1 spent on all other purchases. Its annual fee is $0...

There is no disclosed starting credit limit for the GM Rewards Card. Some cardholders report starting limits as low as $1,500 and as high as $10,000, according to forum posts. The issuer, however, does not include any specific credit limit information in the card's terms.

For the most part, credit limits...

The GM Rewards rental car insurance policy provides coverage in case of collision and theft up to the cash value of most rental vehicles.

All you need to do is pay for your rental with your credit card and reject the optional collision damage waiver offered by the rental...

My GM Rewards Card™ does not have a cash advance fee. The $0 cash advance fee on the GM Rewards Card makes cash withdrawals less expensive, though this type of transaction still will not be cheap. There's a separate cash advance APR that applies immediately after you complete the transaction. An ATM owner may...