GM Credit Card
GM Credit Card
Info about GM Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.Rewards812Reviews39Q&AContact
Accepted Credit Scores
Excellent Credit, Good Credit
10,000 points after spending $1,000 on the Card in the first 90 days.
Earn 7 points for every $1 spent on paid GM Certified Service, GM Genuine Parts and ACDelco Parts, eligible accessories, and most OnStar® and Connected Services plans.
Earn 4 points for every $1 spent using the card, anywhere, everyday.
Redeem up to $250 toward paid GM Certified Service, GM Genuine Parts and ACDelco Parts, eligible accessories, most OnStar and Connected Services plans, GM Financial and Protection Plans, and SiriusXM®.
Redeem up to $1,000 toward the purchase of a Chevrolet, Buick, GMC or Cadillac Certified Pre-Owned vehicle.
Gold and Platinum Cardmembers can redeem up to $250 per calendar year on gift cards from a variety of eligible merchants, stores, restaurants and more, at a 1% redemption rate.
Gold and Platinum Cardmembers can receive a $100 statement credit for every $1,500 spent on fuel per calendar year or a $100 statement credit for six electric bill payments per calendar year.
Get a $50 allowance when you use your Card for vehicle detailing at a participating GM dealer every calendar year.
APR on Purchases
0% intro APR for 9 months, 15.24% - 25.24% (V) APR after that
APR: 15.24% - 25.24% (V)
Balance Transfer Fee
GM Credit Card Pros & Cons
No membership fees
0% intro APR on purchases
High rewards rate
10,000 points initial rewards bonus
No intro APR on balance transfers
Requires good/excellent credit
GM Credit Card's Additional Info
|cash advance fee||$0|
|cash advance APR||27.24% (V)|
|foreign transaction fee||$0|
|smart chip||Yes, chip-and-signature|
|max late fee||$40|
|max overlimit fee||$0|
|max penalty APR||None|
|grace period||25 days|
Enjoy discounts and perks including DoorDash℠, Lyft™, ShopRunner℠ and Fandango℠.
Cardmembers can enjoy Concierge Services, Mastercard Travel & Lifestyle Services, Mastercard Airport Concierge and Mastercard Golf.
Questions & Answers
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