Info about Go2Bank Secured Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
APRReviewsQ&AContactBad Credit
$100
22.99%
No membership fees
Qualify with bad credit
High regular APR
Foreign fee
Requires security deposit
| cash advance fee | 5% (min $10) |
| cash advance APR | 26.99% |
| foreign transaction fee | 3% |
| smart chip | Yes |
| max late fee | $39 |
| max overlimit fee | $0 |
| max penalty APR | None |
Available only to existing GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days.
Set up ASAP Direct Deposit™ on your GO2bank account, and receive direct deposits totaling at least $100 in the past 30 days.
Easily apply for a GO2bank Secured Credit Card within the app.
Make an initial refundable security deposit of at least $100 to set your credit limit.
GO2bank reports your credit standing to the three major credit bureaus every month.
No credit check or impact to your credit when you apply.
Can't find what you are looking for? Submit your question about Go2Bank Secured Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
Yes, the Go2Bank Secured Credit Card is a good card for people with bad credit who would like to build their credit score. It has a $0 annual fee and it only requires a minimum security deposit of $100 to open the account. Also, applying for it will only result in a soft pull on your credit.
Just keep in mind that the Go2Bank Secured Credit Card is only available to existing GO2bank accountholders.
You can reset your Go2Bank Secured Credit Card's PIN from your online banking account, or via the Go2Bank app for iOS and Android.
Another way to reset your PIN is by calling the number on the back of your card or (855) 459-1334.
The easiest way you can pay your Go2Bank Secured Credit Card is through your online account. But that's not the only way you can do it.
Here's How to Pay Your Go2Bank Secured Credit Card
The starting credit limit for the Go2Bank Secured Credit Card is $100 or more. Everyone who gets approved for a Go2Bank Secured Credit Card is guaranteed a credit limit of at least $100, though each person's exact starting credit limit will depend on how much of a security deposit...
The maximum amount that you can deposit for your Go2Bank Secured Credit Card cannot be higher than your credit limit. So, for example, if you're approved for a $5,000 credit limit, then the maximum amount that you can deposit is $5,000.
You don't have to deposit the maximum amount...
You can reach the Go2Bank Secured Credit Card customer service by calling (855) 459-1334. Provide your card number or SSN and then follow the instructions given by the automated service. This process will get you in contact with a live Go2Bank representative who should be able to answer your...
Yes, you can rent a car with your Go2Bank Secured Credit Card, as long as you have enough available credit. Secured credit cards aren't the best option for car rentals, though, considering their low credit limits. For this purpose, you might want to use an unsecured card, or...
Share your insights and review the Go2Bank Secured Credit Card
Best debit card I’ve had period helps build my credit and good overdraft fees. Not a big hassle, billing is ok an they tell u what u need to do to build up your credit thanks GO2bank for giving me a second chance
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Offer last updated: Mar 10th, 2023 at 14:11 ET
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