The KEMBA Financial Credit Union Platinum Rewards Credit Card annual fee is $0. KEMBA Financial Credit Union Platinum Rewards Credit Card's $0 annual fee is lower than the average annual fee among new credit card offers right now. It's not the only fee you need to worry about with the KEMBA Financial Credit Union Platinum Rewards Credit Card, though.

KEMBA Financial Credit Union Platinum Rewards Credit Card Fees

• Annual Fee: $0
• Cash Advance Fee: 3% (min $5)
• Foreign Fee: 1%
• Balance Transfer Fee: 3% (min $5)
• Max Late Fee: $35

If you want to learn more, you can check WalletHub's guide on credit card fees.

The KEMBA Financial Credit Union Platinum Rewards Credit Card balance transfer fee is 3% (min $5). This fee is charged when you move an eligible debt to the KEMBA Financial Credit Union Platinum Rewards Credit Card, and the fee amount will be automatically added to the balance.

The KEMBA Financial Credit Union Platinum Rewards Credit Card also offers an introductory APR of 0% for 18 months on balance transfers, after which the regular APR of 11.49% - 17.49% (V) applies.

There are very few credit cards with no balance transfer fee available right now. However, many credit cards offer 0% APR balance transfer promotions, which could help you save a lot...

No, the KEMBA Financial Credit Union Platinum Rewards Credit Card does not have a 0% APR intro period for new purchases. If you're planning on making a large upcoming purchase and you don't anticipate paying off the balance for a few months, the KEMBA Financial Credit Union Platinum Rewards Credit Card is not a great credit card to use.

The KEMBA Financial Credit Union Platinum Rewards Credit Card does, however, have a 0% APR intro period on balance transfers for 18 months. That is accompanied by a balance transfer fee of 3% (min $5).

Alternatively, you can...