WalletHub5,000 points initial rewards bonusNo membership fees first yearQualify with bad creditMembership fees in the second yearHigh regular APRForeign feeRequires security deposit
We're sorry, but the LATAM Secured Credit Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 800-274-7200
You can write a review about the LATAM Secured Credit Card or check the card’s rates and fees according to our latest records, which may be outdated and were collected independently by us. Alternatively, you can compare the latest credit card offers.
Bad Credit
$300
22.99% (V)
Get 5,000 Bonus points after you pay your annual fee or after first card use.
Earn 1 point for every eligible net $1 you spend with no cap.
10% discount on first LATAM Airlines purchase (up to $500) 1 time per year.
Refer a friend for one of the LATAM Visa Cards and get 5,000 bonus points. Terms Apply.
Travel Benefits: $500,000 Travel Accident Insurance, Auto Rental Collision Damage Waiver and Warranty Manager Service.
If your application is approved, the issuer will send you a credit card with a credit line the same as your deposit.
The deposit is used to open a U.S. Bank Secured Savings account to ensure your card can be paid. The secured savings account is FDIC-insured, earns interest and won't be touched unless you are in default under the terms of your Cardmember Agreement.
When you've managed all of your credit obligations responsibly and consistently for 12 months, you may be able to move to an unsecured credit card.
| cash advance fee | 5% (min $10) |
| cash advance APR | 25.99% (V) |
| foreign transaction fee | 3% |
| smart chip | Yes, chip-and-signature |
| max late fee | $40 |
| max overlimit fee | $0 |
| max penalty APR | None |
5,000 points initial rewards bonus
No membership fees first year
Qualify with bad credit
Membership fees in the second year
High regular APR
Foreign fee
Requires security deposit
minimum deposit$300 | minimum deposit$200 | minimum deposit$300 |
one time fees$0 | one time fees$0 | one time fees$0 |
annual fee$0 1st yr, $25 after | annual fee$0 | annual fee$0 |
monthly fee$0 | monthly fee$0 | monthly fee$0 |
Regular APR22.99% (V) | Regular APR26.49% Variable | Regular APR28.24% (V) |
rewards rate | rewards rate | rewards rate |
Sponsored Apply Now | Sponsored Apply Now |
Can't find what you are looking for? Submit your question about LATAM Secured Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
You can increase your LATAM Secured Card limit online by adding funds to your card, starting with a minimum of $100. The LATAM Visa Secured credit limit can be anywhere from $300 to $5,000.
When you close your account, you'll receive a deposit refund plus interest.
The LATAM Secured credit card is reported to the credit bureaus on a monthly basis, but it can take up to 60 days for a new card to show up on your credit report.
The LATAM Secured Credit Card was designed for people with bad credit, so unless you have a pending bankruptcy, you should get approved, no matter how bad your credit score is.
There are several airlines where you can use your LATAM Secured Credit Card points, including Delta Air Lines, Aeromexico and Alaska Airlines. LATAM is one of Latin America's largest airline companies and has partnerships with some of the main airlines in the world.
LATAM Airline Partners
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Offer last updated: Jul 31st, 2024 at 16:07 ET
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