You can use your Meineke Credit Card for purchases at certain gas stations, auto parts stores, and auto repair shops nationwide that participate in the Synchrony Car Care network. This is a store card, which means that it is not backed by any major credit card network and only works at affiliated locations.

Even though store credit cards have limited acceptance, they can still be a good deal for brand-loyal customers. The Meineke Credit Card offers accountholders a promotional APR of Not Offered (the regular APR is 34.99%). But please note that this is deferred interest, not true 0% interest. The card also has an annual fee of $0, so it might be worth getting for people who shop at locations that belong to the Synchrony Car Care network often.

The easiest way to apply for the Meineke Credit Card is online, and you can get to the online application by going directly to Synchrony Bank's website. Alternatively, you can apply in person at a Meineke location.

Keep in mind that the Meineke Credit Card requires Fair credit, which means you need a 640+ credit score for high approval odds. Also note that applying for the card triggers a hard inquiry, which may temporarily hurt your credit score. So,...