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We're sorry, but the OakStone Secured Mastercard® Gold Credit Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer.
You can review OakStone Secured Mastercard® Gold Credit Card's rates and fees according to our latest records, which may be outdated. Alternatively, you can compare the latest credit card offers.
Limited History, Bad Credit
$200
18.49% (V)
by John Kiernan
June 1st, 2023
| cash advance fee | 3% (min $10) |
| cash advance APR | 24.49% (V) |
| foreign transaction fee | 3% |
| smart chip | No |
| max late fee | $41 |
| max overlimit fee | $0 |
| max penalty APR | None |
Credit lines available from $200 to $5,000! Low 18.49% variable interest rate on purchases - with no penalty rate!
No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
Helps strengthen your credit with responsible card use. Reports to three national bureaus
Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
Nationwide program; available in all 50 US states *See Card Terms.
Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
See website for additional Oakstone Gold Secured Mastercard® details
Can't find what you are looking for? Submit your question about OakStone Secured Mastercard® Gold Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
You can pay your OakStone Gold Card's deposit online, by following the instructions sent to you via email upon approval.
If you'd rather pay over the phone, call (888) 403-4783.
Yes, the OakStone Gold Card reports to all major credit bureaus TransUnion, Experian and Equifax every month. So don't forget to always pay your bill before its due date.
The OakStone Gold Card's payment address is:
First Progress
P.O. Box 9053
Johnson City, TN 37615-9053
When paying your credit card bills by mail, always make sure they're sent at least 5-7 days before your due date. This is important because mail payments take the longest time to process, and...
The OakStone Secured Mastercard® Gold Credit Card is a pretty good first-time credit card because it is available to people with bad credit and its annual fee is just $39. This means it's easy to get approved for and fairly inexpensive to own. Responsible use also builds credit, as the OakStone Gold Card reports account...
You can reach the OakStone Gold Card's customer service:
You can make an OakStone Secured Mastercard® Gold Credit Card payment online, by phone, through the First Progress mobile app or by mail. To pay an OakStone Gold Card bill online, log in to your online account and click on find the payment button. Then, choose how much to pay, when to pay it, and where the payment...
The OakStone Gold Card doesn't offer rental car insurance. But secured cards usually have lower credit limits, and aren't ideal for car rentals, anyway.
Yes, the OakStone Gold Card does a hard pull for applications.
But you could get approved for it regardless of your credit score, as long as you don't have a pending bankruptcy on your record, and meet the issuer's income and identity verification requirements.
The OakStone Gold Card exchange rate is Mastercard's exchange rate on the date you make a purchase, plus any foreign transaction fees. While Mastercard exchange rates change daily, the OakStone Gold Card foreign fee is always 3% of the transaction in U.S. dollars.
It's best to use a credit card with no foreign transaction fee when making purchases from...
No, the OakStone Gold Card does not have a 0% APR intro period for new purchases. Secured credit cards like the OakStone Gold Card are meant for building or rebuilding credit, and are not intended for carrying balances or financing large purchases over time. Since secured cards require a security deposit, which typically...
Share your insights and review the OakStone Secured Mastercard® Gold Credit Card
Have not received my card (approved JUNE 1st 2021. It is now JULY 28th 2021. How can you submit online when you haven't gotten an online ID or password. Why is there not a customer service number? Are you saying you ONLY deal with correspondence? ARE YOU KIDDING ME, what is the middle-ages?
+ 103 users submitted a rating without writing a full review
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Offer last updated: Jun 1st, 2023 at 17:17 ET
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