3
UpvotesWhat is the minimum payment for this credit card?
Reply
Phil Paltridge
It's 2% of your balance.
Patelco Credit Union Progress Student Rewards Mastercard® Credit Card Reviews: Is It Worth It? (2025)Reviews, rates, fees, and rewards details for The Patelco Credit Union Progress Student Rewards Mastercard® Credit Card. Compare to other cards and apply online in secondsJohn Kiernan
WalletHubNo membership feesHigh rewards rateBonus rewards categoriesQualify with limited or no credit historyForeign fee
WalletHubNo membership feesHigh rewards rateBonus rewards categoriesQualify with limited or no credit historyForeign feePatelco Credit Union Progress Student Rewards Mastercard® Credit Card
Patelco Credit Union Progress Student Rewards Mastercard® Credit Card
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WalletHub RatingCard TermsPros & ConsFAQUser Reviews
KEY TERMS
Credit Score
Credit Score
Fair Credit, Limited History, No Credit
Annual Fee
$0
APR on Purchases
12.40% - 20.90% (V)
Balance Transfer
APR: 12.40% - 20.90% (V)
Balance Transfer Fee
Rewards
Receive 2 points for every $1 on all school and grocery purchases, and 1 point for every $1 on all other purchases
Redeem points for cash, merchandise, and even travel. Points never expire
Patelco Credit Union Progress Student Rewards Mastercard® Credit Card's Additional Info
Secured with Zero Liability Protection and Mastercard ID Theft Protection™
Mastercard Global Service™ & Mastercard Airport Concierge™
Benefits: Travel Accident Insurance, Purchase Assurance, Extended Warranty, Hotel/Motel Burglary, Cellphone Protection and Baggage Delay Insurance.
Free Online Banking and Mobile App for iOS and Android
| cash advance fee | 2% (min $2.5) |
| cash advance APR | 15.40% - 23.90% (V) |
| foreign transaction fee | 1% |
| smart chip | Yes, chip-and-PIN |
| max late fee | $15 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 25 days |
show more
Patelco Credit Union Progress Student Rewards Mastercard® Credit Card Pros & Cons
No membership fees
High rewards rate
Bonus rewards categories
Qualify with limited or no credit history
Foreign fee
Compare The Patelco Credit Union Progress Student Rewards Mastercard® Credit Card vs. Popular Alternatives
annual fee$0 | annual fee$0 |
rewards rate | rewards rate |
bonus offer | bonus offer |
Purchase Intro APRNot Offered | Purchase Intro APRNot Offered |
transfer intro aprNot Offered | transfer intro aprNot Offered |
Regular APR12.40% - 20.90% (V) | Regular APR13.5% - 18.00% (V) |
Sponsored Apply Now |
Questions & Answers
Can't find what you are looking for? Submit your question about Patelco Credit Union Progress Student Rewards Mastercard® Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
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2
UpvotesCan you get approved for the Patelco Progress Student credit card with no credit?
Reply
WalletHub
You can get approved for the Patelco Credit Union Progress Student Rewards Mastercard® Credit Card with excellent credit. The Patelco Credit Union Progress Student Rewards Mastercard® Credit Card is designed for college students with no prior credit history and has an annual fee of $0.
Using the Patelco Credit Union Progress Student Rewards Mastercard® Credit Card will allow you to establish a credit history and build a good credit score over time. But you'll have to consistently pay your bills on time, maintain low credit utilization, and otherwise manage your account responsibly.
An easy way to track your progress...
1
UpvoteMust the applicant be in college?
Reply
Joe Francis
Yes, that's a must, unfortunately :(.
1
UpvoteWhat can I get with points from the rewards?
Reply
WalletHub
You can redeem your rewards for cash, merchandise, gift cards or travel (such as airfare and hotel stays). More info can be found here: https://www.patelco.org/Loans-And-Credit/Credit-Cards/MasterCard/Rewards/. Enjoy!
0
UpvotesCan you transfer a balance to the Patelco Credit Union Progress Student credit card?
Reply
Frankie Solomon
Yes, it is possible to transfer a balance to the Patelco CU Student Reward card. The APR will be anywhere between 9.90% to 13.30% based on your creditworthiness and you won't be charged a balance transfer fee.
0
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Offer last updated: Feb 27th, 2025 at 07:54 ET
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PURCHASE INTRO APR
Not Offered
TRANSFER INTRO APR
Not Offered
REGULAR APR
13.5% - 18.00% (V)
ANNUAL FEE
$0
REWARDS RATE
1 - 2 points / $1
BONUS OFFER
20,000 points
MINIMUM CREDIT