Info about Sam's Club® Business Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
Rewards%APR217Reviews14Q&AContact
RewardsAPRWalletHub ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
Rewards
Receive $30 statement credit when you open an account and make a $30 purchase within 30 days of account opening. Terms Apply.
Earn 5% back on gas at U.S. and Puerto Rico gas stations and on gas at Sam's Club and Walmart fuel stations (on the first $6,000 per year in purchases, then 1% on purchases after).
Earn 3% back on dining and 1% for all other eligible purchases.
Plus members will earn 3% cash back on all Sam’s Club purchases, plus 2% in cash rewards on eligible in-club purchases.
Maximum of $5,000 in Cash Back rewards can be earned in a calendar year.
APR on Purchases
19.9% - 27.9% (V)
Balance Transfer
Balance Transfers Not Allowed
WalletHub Review
Sam's Club® Business Credit Card Pros & Cons
No membership fees
High rewards rate
$30 initial rewards bonus
No foreign fee
Spending caps on rewards
No intro APR on purchases
No balance transfers allowed
Requires good/excellent credit
Sam's Club® Business Credit Card's Additional Info
Can't find what you are looking for? Submit your question about Sam's Club® Business Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
You need a credit score of at least 700 to get the Sam's Club Business Credit Card. That doesn't guarantee that your application will be approved, but it can serve as a risk indicator to the credit card company. In other words, it shows how likely it is that you'll repay your debt.
However, credit card companies generally look at the big picture, which includes the number of delinquent accounts in your credit reports, hard inquiries, debt, and income.
You can enroll in online account management here: https://www.onlinecreditcenter6.com/consumergen2/conregistration.do . Please let us know if you have any other questions. Best of luck!
You can use your Sam's Business Credit Card anywhere Mastercard is accepted. This means basically any vendor that takes credit cards.
What's more, you even get 5% cash back at gas stations across the U.S. and Puerto Rico. Dining and travel purchases get you 3% cash back, and all other...
If you've lost your Sam's Club Business credit card, you can call 1-800-964-1917 or 1-866-220-0254 to report it. Your card will be blocked and you'll be able to request a replacement.
You could also log in to your Sam's Club Credit online account to report it. Click on the...
It should take 7 to 10 business days to get the Sam's Club® Business Credit Card after you get approved. Unfortunately, you cannot request expedited shipping.
However, if you need the card sooner, please note that you can start using it for Sam's Club purchases right after approval. A...
You can check your Sam's Club® Business Credit Card application status by calling customer service at (800) 964-1917. It should only take a few minutes to find out whether your application is approved, denied, or pending. The issuer does not allow you to check your application status online.
You can get the Sam's Club® Business Credit Card with an EIN just the same way you would get it with a SSN. When filling out the application, instead of the SSN, just write down your EIN. You can apply with an EIN for the Sam's Club® Business Store Card...
Share your insights and review the Sam's Club® Business Credit Card
5
12%
4
60%
3
16%
2
4%
1
8%
3.6
217 reviews
217 reviews
What's Your Rating?
Most Recent
Most RecentMost Useful
Review sort
Michael Sadler @mhsxtra2016
Report Abuse
1 Star Rating
I would give this card a 0 rating if it was possible. I have been a business member at Sam's for 20 years and the MasterCard issued by Synchrony Bank is awful. I have an excellent credit rating and have always paid my card in full every month. These jerks have some kind of algorithm that shuts down your card when you least expect it. Then you have to jump through hoops trying to get it unlocked. Recently, I was remodeling my kitchen and buying high end appliances in my own town. Nothing unusual, because I frequently buy things costing thousands of dollars. They shut it down and when I tried to get it unlocked, they required me to use an impossible app from my smart phone that makes you take videos of your face and then photograph your driver's license. What an invasion of privacy! The app didn't work worth a damn and then permanently locked me out. The only way to unlock it is to write a letter to Synchrony Bank with a copy of your ID and a utility bill from the address on file. Then you have to wait up to another month to see if their lousy fraud unit will accept it. I hate this bank and its horrible customer service department. I wish Sam's would do business with another company. Don't set up scheduled payments on this card, because it will reject them when they randomly shut down your card. Although the Sam's card gives you 2% back once you spend over $1,000.00, I would recommend using a different card. There are other cards that give you 1-1/2% back with no annual fee and they don't treat you like a criminal just for using your card.
show more
show less
Comment
2
0
Eric Reynolds @ericr_14
Report Abuse
1 Star Rating
HORRIBLE CARD, WORST I EVER HAD!! It took them sending 6 cards before they got my business name right. Their website is TERRIBLE, had terrible time creating an account and it is never up to date or accurate. Don't expect to search past statements online. Just found out they only pay rewards ONCE A YEAR!!! Ridiculous, and if you cancel your card you forfeit your rewards. Outrageous!!! Run!!!!
show more
show less
Comment
1
0
Jeff McGrew @jeffm13
Report Abuse
1 Star Rating
Synchrony Bank lied to me when I called about my card being declined. I was lied to by the customer service rep and when transferred to the fraud unit I figured that the customer service rep told me a lie. The customer service rep would not tell me that I was being transferred to the fraud unit, said I needed to be transferred but would not tell me who or why I need to talk to someone else. Once I spoke to the fraud unit they said that the purchase that I was attempting to complete had aspects that were consistent with fraud. Now the first thing I thought was these guys that I want to do business with are con artist but when I ask the fraud person if they knew something that I should know she would not say anything but there was something about the transaction that was consistent with fraud.
I have had this card for a short time and as I look back on it. When I was in line to get the card the guy behind me was telling me a story about his card being denied several times and not working while he was on a trip. He was at Sam's because he was told that he needed to come in because of activities on his card. Of course I just believed he had problems but in reality he was experiencing what could and will happen to anyone doing business with Sam's MasterCard.
I have enjoyed the convenience of this card being a membership and credit card but I am going to change how I do business to avoid Synchrony Bank and their games.
show more
show less
Comment
0
2
Elizabeth Kolenda @elizabethk_11
Report Abuse
1 Star Rating
For years we have only been using this as a back up card because we have so many problems with it. The website is out of date, and purchases take days to post. They keep putting a block on the card for suspicious activity without informing us, so we won't find out until it is declined at the worst possible times. The transactions that are blocked never seem to make sense either. It's not the large purchase out of town that is declined, but the monthly subscription that has been charged on the same day every month. So why was it suspicious this time? I just spent 22 minutes on the phone with customer service and couldn't get an answer. I think we are finally going to cancel the card. All the hassle is costing the business more than the rewards are saving us.
show more
show less
Comment
0
4
Cynthia Simpson @cynthias_20
Report Abuse
4 Star Rating
I absolutely enjoy this card. I use it more at Walmart..lol I applied in Dec,2014 was approved for $437 for a Sam's Club Store Business card. I make pymts. a few times a month. In May, 2015, I requested a increase was denied 5 days later they increased my limit to $600, one month after that (June 2015) they increased it to $700, in November 2015 my new Credit Limit went up to $1100. Logging in to my account used to be hectic I've got used to it. Online pymts sometimes take up to 5 days to Post and takes just as long to come out of my bank acct. In store pymts. sometimes it posts instantly when paid in cash but can take up to 3/5 days. In all reality, just keep track of your balances. My last increase I was shocked because I still had a big Balance owed. Good Luck. Hope this helps.
show more
show less
Comment
3
3
Patty Porter @pattyp2
Report Abuse
1 Star Rating
This is a horrible card. I have nothing but trouble with it. There is always something that comes up, where they have to change my number and get me a new card. I can appreciate the security, but then getting online to pay the bill works one time and then it doesn't. The website is outdated and hard to look at. If there's a problem and you call when you are away from the office, the security question (at least twice) had something to do with what my last payment was. I can't remember that off the top of my head. So needless to say, the card doesn't get used anywhere but Sams and maybe not then. worst card ever.
show more
show less
Comment
2
1
Stephen Mazuchowski @stephenm_22
Report Abuse
3 Star Rating
This card offers no assistance in record keeping. No Annual statement like most other cards offer. Furthermore, the statements on line go back only a few months and if your card is replaced, all of the online history is gone.
If you use this card then keep your paper statements.
What is management thinking ? I keep getting offers for paperless statements but management is clueless how ineffective that is for business records.
show more
show less
Comment
2
1
ZMac Patel @zmacp
Report Abuse
1 Star Rating
This is one of the worst cards out there. Please sams do somthing about this. I use it for my business. I get declined if I use it more than two times a day. Its so stupid. I have to call them and they say sorry it was suspicious activity!!! Omg chill out a bit people. And another thing that drives me insane is there online access. The website looks like it was made in 95. Customer service sucks The credit card sucks I'm really starting to hate Sam's Club !!! Time to switch up the Cosco I guess
show more
show less
Comment
6
2
Malia Rzeplinski @maliar
Report Abuse
1 Star Rating
I have gotten more calls for being late and paying twice when I didn't need a payment. I have had no problem with ant of my other cards and every other month I have trouble with this one at SAMs club. I have never had another card make me so angry but I gotta say the rep in philapenes was very nice. I will only pay cash at SAMs anymore.
show more
show less
Comment
6
2
ZMac Patel @zmacp
Omg they drive me crazy. I absolutely hate this card
show more
show less
Comment
0
0
Micki Fry @michael.frey.12532
Report Abuse
1 Star Rating
Their interest rates are terrible. You have to have an 825 credit score to get their best. I have almost an 800, and the interest rate they gave me is 22.9%. My other cards are around 9-12%. Not worth the rewards when you can get similar ones with cards that offer lower interest rates, like Costco and AARP.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.
