WalletHubNo membership fees0% intro APR on purchasesHigh rewards rate40,000 points initial rewards bonusNo intro APR on balance transfersBalance transfer feeRequires good/excellent creditSandals Credit Card
Sandals Credit Card
Credit Score
Excellent Credit, Good Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 7 months, 18.24% - 28.24% (V) APR after that
Balance Transfer
APR: 18.24% - 28.24% (V)
Balance Transfer Fee
Rewards
Limited-time offer: Earn 40,000 points (valued at $450 off a future Sandals or Beaches vacation) for spending $2,000 in the first 90 days from account opening.
Earn 4 points for every $1 spent on purchases at any Sandals & Beaches vacations and purchases made at the resorts, 2 points for every $1 spent on eligible grocery store and dining purchases, and 1 point for every $1 spent on all other purchases.
Redeem your WorldPoints® reward points for discounts at Sandals or Beaches resorts, or for cash and gift cards from top retailers.
Points expire 5 years after the month they were earned.
Sandals Credit Card's Additional Info
Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking.
$0 Liability Guarantee covers fraudulent transactions and Overdraft Protection.
| cash advance fee | 5% |
| cash advance APR | 21.24% - 29.24% (V) |
| foreign transaction fee | 0% |
| smart chip | Yes, chip-and-signature |
| max late fee | $40 |
| max overlimit fee | $0 |
| max penalty APR | 29.99% (V) |
| grace period | 25 days |
Sandals Credit Card Pros & Cons
No membership fees
0% intro APR on purchases
High rewards rate
40,000 points initial rewards bonus
No intro APR on balance transfers
Balance transfer fee
Requires good/excellent credit
Compare The Sandals Credit Card vs. Popular Alternatives
annual fee$0 | annual fee$95 | annual fee$150 |
Purchase Intro APR0% for 7 months | Purchase Intro APRNot Offered | Purchase Intro APRNot Offered |
transfer intro aprNot Offered | transfer intro aprNot Offered | transfer intro aprNot Offered |
Regular APR18.24% - 28.24% (V) | Regular APR19.99% - 28.24% (V) | Regular APR19.99% - 28.99% (V) |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Sponsored Apply Now | Sponsored Apply Now |
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Offer last updated: Sep 26th, 2025 at 18:03 ET
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