Info about Synchrony Home Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
%APR208Reviews4Q&AContact
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Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 6 - 12 months, 29.99% APR after that
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You can use your Synchrony Home Credit Card at retailers which participate in the Synchrony Home Furnishings Financing program.
You can find a participating store near you through Synchrony's website. Most retailers offer furniture, bedding, mattresses, lighting and window treatments.
The Synchrony Home Credit Card customer service number is (866) 396-8254. You may call this number any day of the week, from 8 a.m. until 12 a.m. After dialing, say or enter your account or card number. If you're not already a customer, just follow the prompts until you're...
Your new Synchrony Home Credit Card will be ready to make purchases in just a few minutes, no matter which method you use to activate it. Synchrony Bank does not have...
Share your insights and review the Synchrony Home Credit Card
5
41%
4
11%
3
5%
2
5%
1
38%
3.1
104 reviews
104 reviews
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Lauren @laurenc_33
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1 Star Rating
Verified Customer
I almost paid the card off and they dropped my line of credit. I went from only 10% on the card to 98% hurting my credit… I planned on keeping it but now I will close it as soon as it’s paid off.
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rickie martin @rickiem_3
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1 Star Rating
Verified Customer
I Had A $1000 Credit Line Last Year' Paid It Off This Year And Went To Buy From A Store And Way Told That My Bal' Could Not Go Over $250 You Guys Such & I Never Will Reopen this Account
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2
0
Hildalee B @dleebrown1416
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5 Star Rating
Verified Customer
Excellent customer service with great "on hold" time matter!! My issue was addressed and taken care of in a perfect and professional few moments. Always a pleasure dealing with real life reps on the phone. Everything went perfectly well. Thank You Synchrony Home Bank. ?
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Lawayn @lawayng
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3 Star Rating
Verified Customer
I was informed upon receiving this card of retailers that excepted my card usage but I have found that those companies do not. It would be nice to have more flexibility with using the card should your company seek to partner with some of these popular , well known stores so that the consumer has the availability to utilize your services.
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Tammy @tst9848
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5 Star Rating
Verified Customer
Love Synchrony Bank. I have several accounts with them and have never had an issue. Like the promotional purchases and the ability to avoid paying interest. Definitely recommend
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Shawana @shawanay
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1 Star Rating
Verified Customer
My Synchrony Credit Card (CONNS) balance has been incorrect for 5 months due to their incompetent customer service team UNACCEPTABLE
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1
0
Alexandra p matterson @alexandramatterson4316
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5 Star Rating
Verified Customer
I love this card no interest for 12 or 24 months if payed in full great customer service all the way never ever had a complaint Thank you Synchrony Bank
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0
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Rebecca @newellrebecca50
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5 Star Rating
Verified Customer
Love how easy it is to make payments online or automatic drafts. They helped me to get a new refrigerator that I needed. Hope to do more business with them.
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dappiesue @dappiesue
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1 Star Rating
Verified Customer
What scamsters. I had an Ashley account with them with pretty high APR and 4,500 credit limit. Paid the account off before the promotional offer ended and before finance charges could be assessed and they reduced my limit to $350 dollars. I had recently charged 300 dollars worth of items comprising of accent pieces just to keep balance from being 0 and lack of use. And my credit score had recently increased by #61 points as I had just come into a little money from my father. They did this years ago when I paid out Belk account with a 6,500 limit. I was somewhat reluctant to open another account with them but they have so many places they represent now and I figured why not. BIG mistake. Thinking of reporting them to the CFPB. This is not coincidence.
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Shirley @wattssd
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5 Star Rating
Verified Customer
Great monitoring service love it and everyone should do this. In order to get excellent credit and stay on top of your credit. Love it
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