Discount Tire Direct Credit Card Reviews: Is It Worth It? (2023)Reviews, rates, fees, and customer service info for The Discount Tire Direct Credit Card. Compare to other cards and apply online in secondsJohn KiernanWalletHubNo membership feesQualify with fair creditNo rewardsHigh regular APRDeferred interest
Info about Discount Tire Direct Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
%APR52Reviews7Q&AContact
APRWalletHub ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 6 - 12 months, 29.99% APR after that
Balance Transfer
Balance Transfers Not Allowed
WalletHub Review
Discount Tire Direct Credit Card Pros & Cons
No membership fees
Qualify with fair credit
No rewards
High regular APR
Deferred interest
Discount Tire Direct Credit Card's Additional Info
Can't find what you are looking for? Submit your question about Discount Tire Direct Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
The easiest way you can apply for the Discount Tire Direct Credit Card is online. Alternatively, you can apply at any Discount Tire location. There is no way to apply for this card over the phone. Keep in mind that you need at least fair credit for approval.
Here's how to apply for the Discount Tire Direct Credit Card:
Online: Log in to your online account and fill in the application form. You'll need to provide your personal and financial information, and your Social Security Number (SSN).
In-store: You can also apply for the Discount Tire Direct Credit Card by visiting your nearest Discount Tire location.
Most applicants receive a decision in seconds. If you're not immediately approved or denied, allow 7-10 business days for the issuer to review your application.
Ultimately, keep in mind that you can check for pre-qualification by visiting Discount Tire's webpage.
The Discount Tire Direct Credit Card credit score requirement is 640, at a minimum. This means applicants need at least fair credit to get approved for the Discount Tire Direct Credit Card.
Other Discount Tire Direct Credit Card approval requirements:
You should note that while your credit score is an...
You can use your Discount Tire Direct Credit Card at over 200,000 locations nationwide. You can pay for gas with this card at partnered gas stations. You can also use it for minor repairs and in-store purchases at its affiliated retailers.
The Discount Tire Direct Credit Card is included in the Car Care network. Affiliated brands...
You can get a Discount Tire Direct Credit Card credit limit increase either online, through the mobile app, or by calling customer service at (866) 396-8254. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income...
Yes, you can use a Discount Tire Direct Credit Card at any of the 250,000 gas stations and repair shops that are part of the Synchrony Car Care Network. Affiliated brands include Exxon, Mobil, Shell, Chevron, BP and others. Cardholders can also make purchases at more than 25,000 service and parts retailers.
Yes, the Discount Tire Direct Credit Card does a hard pull on your credit report when you apply for the card. A hard pull usually results in a slight decrease in an applicant's credit score, but only for a short period of time.
You can check to see if you prequalify for the Discount Tire Direct...
If you lost your Discount Tire Direct Credit Card, call the issuer's customer service at (866) 396-8254 and report the lost card. The issuer will request some security information in order to verify your identity before sending a replacement.
How to Report a Lost Discount Tire Direct Credit Card
Share your insights and review the Discount Tire Direct Credit Card
5
52%
4
21%
3
10%
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0%
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17%
3.9
52 reviews
52 reviews
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Liz @lizzibathwd
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5 Star Rating
Verified Customer
Discount TIRE has been a great savings for me. I save $$$ by purchasing better than really good tires for my car at better prices I can afford monthly & have tires to help my car perform better.
Thanks so much.
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Kristin @Thompson_kristin1216
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3 Star Rating
Verified Customer
I got this card when I needed new tires! 6 months no interest same as cash BUT the interest rate skyrockets after the 6 months so be careful
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Mikael @shkambi97
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1 Star Rating
Verified Customer
Don't apply for this card, as they give you a minimum to pay so you won't get charged interest, but then they charge you interest after you pay the minimum.
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Kristina @929_kristie
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5 Star Rating
Verified Customer
Nice to have this account on hand. It was nice to have an account with zero interest when paid in full by a certain time. I am grateful for this account.
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Billy @billyp_32
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4 Star Rating
Verified Customer
The promotional deferred interest feature on purchases can be hard to track on the website. It is not clearly displayed or tracked in the statements. I have to call the customer service department and sit on hold for 20 minutes to get answers, which is important in order to avoid paying high interest if I don't pay off the purchase in a certain time period.
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Winola @winolas
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5 Star Rating
Verified Customer
Paid in full slow in showing payment when made. Need to be more prompt in showing your payments made in full. It was very convienty
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rridgway1217 @rridgway1217
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1 Star Rating
Verified Customer
Closed account without warning. We pay everything on time, everytime, and most of the time more than min, depending on what is on there. We have 100% on time payment history with everything we have....never late. I have other Sych accounts, they will be paid off and closed soon, do not reccomend.
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OliviaC15163 @OliviaC15163
I wanted to comment on this because I am so livid with synchrony bank. I applied for a QVC card around Christmas to get the $60 credit on a purchase, and was denied. I have excellent credit so this was very surprising. The reason was “unsatisfactory payment history with synchrony bank…” yet I have never paid ANYTHING late with them or anyone else. My score is 800+. I filed an adverse action for the decision bc I wanted to know what the reason was. I was told I could reapply for the account. WHY WOULD I DO THAT!? Fast forward about a month, and they closed ALL my synchrony bank accounts without warning or any reason. I had a Lowe’s card for nearly 20 years. And they closed it! Along with my HSN card. BOTH were paid in full and always in good standing. I am so upset with them because my score dropped due to closing accounts and I do use my Lowe’s card occasionally. I don’t necessarily care about the HSN card but it’s just the principal. I called and was told the reason for closing my accounts was noted as “high risk of failure to pay.” That is laughable! If they aren’t lending to people with excellent credit, 100% on time payment history…. What are they doing?? I am appalled that they would close out an account that’s been open since 2006, that has always been on good standing. .
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Ronald D @ronyocham
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5 Star Rating
Verified Customer
Very friendly quick service beat the price I came in with, with a better tire. They Sponsor Team Penske in Nascar My Favorite Nascar Team.
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Santiago @santis380
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5 Star Rating
Verified Customer
This card is for tire purchases great card to have to not pay full price in tires. A must have when you need to buy tires. I highly recommend it.
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My Me @Yepitsme123
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3 Star Rating
This card was amazing at first..credit wasnt amazing when I first applied and I had to apply to be able to afford unexpected tire emergency..think the cost was around 800 dollars..was approved dont recall the exact amount but was under the 0 percent no apr etc for 12 months. I made it my mission to get that paid off early and I did. A couple months later my limit was slashed down to 350 with no warning at all...dont recall why..my credit was a lot better so have been able to apply for a few more cards with much better terms rewards, credit limits etc but I enjoyed using this one to fill up my gas..a quick snack at gas station etc then paying this off every month. With a limit this low cant see the sense of keeping a balance on it. Tonight they have closed this card without warning..yes I have one account in collections from a few years back but I had approximately 8 when I applied. One of the closure reasons was carrying to many cards which is true but I've been paying them every month and on time. Im a lot more responsible now. Im not even that mad just in disbelief on them closing on a 350 cl when I generally spend maybe 50 dollars or less each month on this card and pay off the balance every month. I would only recommend this card if like me you were in an emergency situation and physically in the store but other than that..I'd stay far far far away from this one.
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