We're sorry, but the Wells Fargo Cash Back College℠ Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 800-642-4720, Ext.
You can review Wells Fargo Cash Back College℠ Card's rates and fees according to our latest records, which may be outdated. Alternatively, you can compare the latest credit card offers.
Rewards%APR702Reviews16Q&AContact
RewardsAPRWalletHub ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Fair Credit, Limited History
Annual Fee
$0
Rewards
Earn 3% cash back on gas, grocery and drugstore net purchases up to $2,500 spent for the first 6 months and 1% cash back on all other net purchases.
Have cash automatically deposited into your Wells Fargo savings account in $25 increments or apply rewards as a credit to a qualifying Wells Fargo product.
Enjoy the flexibility to use cash rewards toward travel, gift cards, merchandise, cash redemption options, and more.
Redeem via desktop, mobile, phone, ATM, or in-branch – cash redemption options available may vary.
Extra cash rewards earning potential and deals at participating merchants of the Earn More Mall®.
APR on Purchases
0% intro APR for 6 months, 11.15% - 21.15% (V) APR after that
Balance Transfer
0% intro APR for 6 months, 11.15% - 21.15% (V) APR after that
Only good for the first half-year. All of the Wells Fargo Student Credit Card’s best features are crammed into the first six months your account is open. You will receive 3% cash back on gas, groceries and drugstore purchases — but only for the first six months. After that, you’ll... show more
View 702 User Reviews
Wells Fargo Cash Back College℠ Card's Additional Info
0% Intro APR on balances made within 120 days from account opening.
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Access to your FICO® registered trademark Credit Score.
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When you pay your monthly cell phone bill with your eligible Wells Fargo consumer credit card, you’ll get up to $600 of protection (subject to $25 deductible) against covered damage or theft.
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Help monitor your spending, purchases and any suspicious activity with text and email alerts and notifications.
Can't find what you are looking for? Submit your question about Wells Fargo Cash Back College℠ Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
Given the Wells Fargo Cash Back College card is targeted to college students, who typically have yet to build any credit history, you should generally be able to qualify as long as you are indeed a student and have no significant derogatory marks on your credit file (even if you have no credit at all).
Credit card companies tend to be rather generous with students relative to other applicants with similar credit profiles because students have above-average earning potential and decades of financial needs ahead of them.
The Wells Fargo Student card does not require an initial deposit. It's an unsecured credit card, so there's no need for a security deposit or other initial fee here.
This is an unsecured credit card specifically for students. You can also visit the following page to view our editor's picks: /best-credit-cards-for-college-students
The starting credit limit for the Wells Fargo Cash Back College℠ Card was $500, at a minimum. However, this card is not available to new applicants anymore.
If you're already a Wells Fargo Cash Back College℠ Card member and you're not satisfied with your initial credit limit,...
If you are a Wells Fargo customer, you can apply for the Wells Fargo Student credit card online at this page.
Remember that you must provide a proof of enrollment in a college, university or trade school accredited by the U.S. Department of Education. If you're not a...
You will need a bank account to apply for the Wells Fargo Cash Back College card, but Wells Fargo also offers the Student Checking Account which is free and easy to use (the $10 monthly fee can be waived if some conditions are met). The approval requirements for this card...
Yes, Wells Fargo does have a college student credit card. The Wells Fargo Cash Back College℠ Card has a $0 annual fee, reports monthly to the three major credit bureaus, and accepts applicants with limited credit or better.
Key Features of the Wells Fargo Student Credit Card
Each issuer has their own underwriting standards, so it's hard to say for sure. In order to qualify for a credit card account, generally speaking, a student must be capable of making monthly minimum payments (typically around $10). If you don't get approved this time around, consider applying with a...
Share your insights and review the Wells Fargo Cash Back College℠ Card
5
32%
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30%
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25%
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9%
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4%
3.7
702 reviews
702 reviews
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AmyCharles @amycharles
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4 Star Rating
This was one of only a few cards I qualified for when I first started college, and among those few, it had the best terms, the best rate and by far the best rewards. This became my go-to card for my ancillary college expenses, and the cash back rewards were a huge boon. Application process was really easy. I never had any problems with the card, never had to test their fraud protection or anything like that. It really was a great card for my student years and with the controlled limits, it's great for teaching good credit card use practices. I was a very happy customer.
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3
Megan Kimball @megank_5
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5 Star Rating
I like this card and have had it ever since I was a freshman in college. I have payed my bill on time and always tried to pay a good amount back, and because of this my credit limit has been raised. I feel like this is a good starter card for someone who has never had a credit card because it teaches you to be responsible. The cash rewards are easy to use and there are great things you can buy with them. Even more products have been added recently! I definitely recommend this card.
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5
Jessica Chavez @jessicac_36
Did you have a job while you applied for this ?
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Chyna Moore @chynam
how do you pay the money back online??
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Joel Ruiz @joelr15
You pay the money back online. I had a job when I got it, but I told them I was going to college and wouldn't be working for a while. I got approved for $800
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Jeffrey Martinez @jeffrey.martinez.507
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4 Star Rating
Love this credit card. Wells fargo has always been good to me, and the cashback rewards are pretty good. They are a little stingy. I would you could get a little more money back for buying certain things, but that hasn't happened for this card yet. Customer service is great, they're always more than happy to answer my questions. The interest rate isn't terrible, and the monthly payments are manageable. You also get to use wells fargo's online banking which is probably the best online banking service that I know of. It's easy and really dependable. And paying bills on their online service is also very easy. Just input the company, and you're pretty much good to go. Set it on auto pay, and you shouldn't have any problems.
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Nick Dax @nick.dax.12
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3 Star Rating
I find the rewards program on the Wells Fargo College Card to be somewhat stingy.
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Lindsay Haggenmiller @lindsay.haggenmiller
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3 Star Rating
I like that you can link the card to your checking account to help avoid overdrafts.
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Trace Martin @trace.martin
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1 Star Rating
Worst credit card ever. Never call customer service for anything, they will freeze your account. Twice now I've called trying to get them to send my new card to my address, but they sent it to a different address! They charged me for rush shipping both times, even though they explicitly said they wouldn't the second time after having messed up the first one. I have no problem with the credit card itself the customer service is just terrible. I went through a name change a few years back and they froze all my accounts until I had to physically go into a Wells Fargo branch and get them to unfreeze it. I love my Wells Fargo checking and savings account, just NEVER get the credit card. It is awful.
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Pauline Cushman @pauline_cushman
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5 Star Rating
I have had my college card for a long time now, and even though I had decided to not go back to college I was able to keep my card. The monthly payment on it is almost nothing, which is really helpful, and the card is very easy to keep track of. I have had no problems with my card so far, it has been a wonderful card. Even when I had almost maxed out my 1500 limit on my card, the monthly payment barely increased, which I thought was awesome and the overdraft protection is very useful for keeping you in the black.
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Lakeisha Morrison @lakeisha_morrison
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5 Star Rating
This card is great for being a college student. At first I was kind of nervous to use it since it was my first card, but the bank assured me that I should be fine. Right off the bat they gave me $700 credit that was available immediately and the card was shipped out right then and there. For the first few months I had no interest rate which was great and I had tons of cash back rewards.
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Scott Brosman @scott.brosman.7
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4 Star Rating
This is a good card for college students. There are several benefits with this card that help out college students. The overdraft protection is helpful and has saved me from being charged several times. The benefits it provides are also nice; like the emergency card replacement. Just in case you accidentally misplace your card you can have a new one sent to you at school.
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Sarah Pentecost @sarahrpentecost
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5 Star Rating
As a student this card is perfect for me because it goes along with my free checking account. It's great to know that I always have it to fall back on and the cash rewards program is great -- basically free money!
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