Discover business credit cards are not available to new applicants right now, unfortunately. Discover previously offered business credit cards such as the Discover it® Business Card, and it may do so again in the future.
If you already have a business credit card from Discover (a WalletHub partner), you can reach the company’s customer service department at 1-800-347-2683 with any questions about your account. If you’re thinking about applying for a business credit card, you can learn more about popular alternatives to Discover business credit cards below.
Popular Alternatives to Discover Business Credit Cards
Keep reading to learn more about the best business credit cards from issuers other than Discover.
- Non-Discover Business Credit Cards
- Discover Business Credit Card FAQ
Non-Discover Business Credit Cards
Although Discover does not currently offer business credit cards to new applicants, plenty of other major credit card companies do. To help point you in the right direction, WalletHub’s editors compared 150+ business credit card offers and selected the best ones by category.
Why We Like It: New cardholders can earn valuable initial bonuses by spending a lot early on. Plus, every purchase made with the Capital One Spark Cash Plus will produce above-average rewards.
Specifically, you can earn $500 for spending $5,000 in the first 3 months and $500 for spending $50,000 in the first 6 months. The ongoing earning rate is 2% on all purchases except those made through the Capital One Travel portal, which get 5% back.
What We Don’t Like: There is a $150 annual fee, and you have to pay the balance in full each billing period.
Who Should Get It: Big-spending business owners with excellent credit who want to earn straightforward, above-average rewards on purchases should consider applying for Capital One Spark Cash Plus.
Why We Like It: The Capital One Spark Classic for Business has a $0 annual fee, offers 1 - 5% cash back on purchases, and is attainable even for business owners with limited credit history.
What We Don’t Like: There is a high APR, so interest charges will erode your rewards earnings if you carry a balance from month to month.
Who Should Get It: Business owners and authorized representatives who want a credit card for their company but don’t have any credit history personally should consider applying for Capital One Spark Classic.
Why We Like It: The Ink Business Cash® Credit Card offers a lot of bonus rewards, including on purchases in business-centric spending categories. For starters, you can get $750 for spending $6,000 in the first 3 months. In addition, you’ll earn 5% cash back on the first $25,000 spent per year in combined purchases at office supply stores and on internet, cable and phone services; 2% cash back on the first $25,000 spent per year at gas stations and restaurants combined; and 1% back on all other purchases.
Ink Cash brings more than rewards to the table, too. It also offers an introductory APR of 0% for 12 months, and there’s no annual fee.
What We Don’t Like: There is a high regular APR and a high balance transfer fee.
Who Should Get It: Business owners with good credit or better personally whose corporate spending matches up well with the card’s bonus rewards should consider applying for Ink Cash.
Why We Like It: The Ink Business Preferred® Credit Card offers an initial bonus of 100,000 points for spending $15,000 in the first 3 months. It also has good ongoing rewards, giving cardholders 1 - 3 points per $1.
What We Don’t Like: The annual fee is $95. Plus, if you carry a balance from month to month, a fairly high APR will cost you.
Who Should Get It: Consider applying for Chase Ink Preferred if you have good credit or better personally and you travel a lot for business.
Discover Business Credit Card Alternatives Comparison
|Credit Card||Best For||Rewards Rate||Annual Fee|
|Capital One Spark Cash Plus||Best Overall||2 - 5% cash back||$150|
|Capital One Spark Classic for Business||Startups||1 - 5% cash back||$0|
|Ink Business Cash® Credit Card||Cash Rewards||1 - 5% cash back||$0|
|Ink Business Preferred® Credit Card||Travel Rewards||1 - 3 points per $1||$95|