Please find below 12 money market accounts. Use the filters to refine or expand your money market account search.
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Updating Savings Accounts
Apple Bank SmartStart Savings Account
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0 - $10,000 | 5.00% |
| $10,001 - $20,000 | 2.87% |
- Minimum to Open: $1
Additional Info
- The SmartStart Savings account is available to children through young adults ages 6 through 25.
- You can make unlimited transfers and withdrawals without incurring a fee.
- Teenagers ages 13 through 17 are eligible to request an Apple Bank Visa® Debit Card for this account where the account is joint with a parent or guardian.
- Unlimited, FREE ATM transactions worldwide
- A limit of one Apple Bank SmartStart Savings account applies per child.
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First Central Savings Bank Young Savers Account
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0 - $25,000 | 4.00% |
| $25,001+ | 0.25% |
- Minimum to Open: $0
Additional Info
- Easy online transfers
- Stay informed about your account activity with customizable alerts sent via email or text message.
- Parents or guardians can actively monitor and guide their child’s savings account, ensuring a safe and controlled financial experience.
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SoFi® Student Checking and Savings
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 3.30% |
- Minimum to Open: $0
Additional Info
- SoFi student bank accounts come with both checking and savings - A hybrid savings/checking account "SoFi Student Checking and Savings".
- SoFi’s Student Savings account must be opened along with a SoFi Student checking account.
- SoFi Student Savings pays up to a competitive 3.30% APY on the savings balance when you set up direct deposit.
- Get up to $30 in rewards points when you sign up for a SoFi Checking and Savings account with your .edu email address and add at least $10 to your account within 5 days of registration.
- No ATM fees at 55,000+ ATMs worldwide.
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Capital One Kids Savings Account
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 2.50% |
- Minimum to Open: $0
Additional Info
- 2.50% APY Savings rate
- No monthly or maintenance fees
- No minimum balance to open, keep and use the account
- An adult must open the account in their name and in the name of a minor customer under the age of 18
- The adult "links" their Kids Savings account to their personal (non-business) checking account at another U.S. chartered bank ("Linked Account")
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Ridgewood Savings Bank Youth Passbook Savings Account
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0 - $25,000 | 1.50% |
| $25,000+ | 0.25% |
- Minimum to Open: $0
Additional Info
- Earn 1.50% APY on your savings for balances up to $25,000
- Customers must be 17 or younger to qualify for this account
- No minimum balance to keep or use the account
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Northpointe Bank Kid's Savings
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0 - $1,000 | 1.50% |
| $1,001 - $10,000 | 1.12% |
| $10,000+ | 0.35% |
- Minimum to Open: $10
Additional Info
- Earn 1.50% APY on balances up to $1,000!
- Kids Savings account is available to minors under 18 years of age.
- At 18 years old, the account will convert to Ultimate Savings account.
- No account opening or maintenance fees
- Up to six free withdrawals per month; then $5 per withdrawal thereafter.
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Zions Bank Young Savers Account
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0 - $1,000 | 0.10% |
| $1,000 - $10,000 | 0.12% |
| $10,000+ | 0.15% |
- Minimum to Open: $5
Additional Info
- A low required opening deposit so that kids can easily get started saving.
- For customers age 25 years old or younger.
- The Young Savers account will automatically convert to a Zions Bank Savings account on the primary account holders 26th birthday and afterwards may be subject to a Monthly Service Fee unless the daily account balance remains above $200 during the statement month.
- Withdrawals and Transfers: 6 (Transaction limits apply. Make up to six withdrawals and transfers each month without a withdrawal fee)
- $5 for each withdrawal after six (6) per month.
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American Riviera Bank Kids Savings Account
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0 - $500 | 10.00% |
| $501+ | 0.10% |
- Minimum to Open: $0
Additional Info
- A special, high-interest savings account for children/grandchildren of account holders, ages 17 and under.
- No quarterly service charge
- Free instant-issue contactless Mastercard debit card
- Free online & mobile banking
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Main Street Bank Student Savings Account
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0 - $10 | 0.00% |
| $10+ | 0.05% |
- Minimum to Open: $5
Additional Info
- Student Savings Accounts are for those up to age 18.
- Account will automatically convert to a Statement Savings account on the child’s 18th birthday.
- Interest is compounded and paid monthly. Service charges may reduce earnings.
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Cathay Bank Student Savings Account
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0 - $50,000 | 0.03% |
| $50,000+ | 0.05% |
- Minimum to Open: $10
Additional Info
- No monthly maintenance charge
- Automatic transfer service between deposit accounts or automatic loan payments
- Account converts to a regular Passbook Savings account when minor reaches age of 18 years, and will be subject to the terms of the Passbook Savings, including assessment of a monthly maintenance charge if minimum balance requirement is not met.
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