Foremost Insurance Review
Foremost Insurance is a below-average car insurance company, given its high premiums and mediocre customer service. Plus, Foremost’s NAIC rating is 1.30, which means it has received more complaints than the average car insurance provider, adjusted for size.
Foremost insurance is available in every state, although some coverage availability can vary between states.
Foremost Insurance Ratings
- Reviews on WalletHub: 2.3/5
- NAIC: 1.30
- BBB: A
- AM Best: A
Foremost Insurance has not been accredited by the Better Business Bureau.
Foremost Auto Insurance Review Highlights
Basic Coverage Options – Bodily injury liability, property damage liability, personal injury protection, medical payments, comprehensive, collision, and uninsured/underinsured motorist.
Extra Coverage Options – loan/lease coverage, rental reimbursement, and roadside assistance.
Other Specialty Auto Insurance – collector car insurance and commercial car insurance.
Foremost Home Insurance Review Highlights
Foremost Insurance offers basic homeowners insurance policies, as well as coverage for mobile homes, vacant, seasonal, landlord, renters, owner-occupied condominium, vacant and landlord condominium, and flood insurance.
A homeowners insurance policy from Foremost Insurance protects your home and personal belongings from a variety of damage-causing risks. Foremost Insurance homeowners policies provide additional coverage for liability, vandalism and malicious mischief, and risks such as fire, explosion, windstorm, and hail damage. Their policies also cover medical bills and legal fees in case a guest gets hurt or their property is damaged at your home.
For condo owners, an insurance policy from Foremost Insurance will cover liability, personal property, and additional living expenses. Foremost divides the types of condominium insurance they sell based on whether the property is used by the owner or if it is rented or vacant. Foremost Insurance offers renters insurance, which covers personal property, liability, and additional living expenses.
Overall, Foremost Insurance has reliable property insurance options for a variety of situations.
Foremost Car Insurance Quotes
$198 / month
$140 / month
$77 / month
45-Year-Old with a Speeding Ticket
$80 / month
45-Year-Old with DUI
$80 / month
$77 / month
$104 / month
Foremost Insurance charges more for car insurance than many other insurance companies. Given Foremost’s lackluster customer service, it’s difficult to justify their high premiums.
Bottom Line: Is Foremost Insurance a Good Company?
Foremost Insurance is a below average insurance company, given its mid-range pricing and large number of customer complaints. Foremost Insurance’s most notable insurance options include auto, homeowners, marine, motorcycle, and RV policies.