Putting your funds in one of these online savings accounts will help you maximize interest earnings, since online-only banks can pass along their savings from not running large branch networks in the form of higher yields.
To earn even more interest, you can choose a money market account, which offers higher interest rates in return for larger deposits, or a CD, which has rates that are tied to the time period of your investment.
To earn even more interest, you can choose a money market account, which offers higher interest rates in return for larger deposits, or a CD, which has rates that are tied to the time period of your investment.
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Updating Savings Accounts
UFB Premier Money Market
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 4.81% |
- Minimum to Open: $0
- Minimum balance to avoid monthly fee: $5000
Additional Info
- Earn up to 4.81% APY*.
- No monthly maintenance fees.
- No minimum deposit required to open an account.
- Access your funds 24/7 with easy-to-use digital banking tools.
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Nationwide Bank • 1 Year CD
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $500+ | 4.75% |
- Minimum to Open: $500
Additional Info
- Earn up to 4.75% APY*.
- FDIC Insured up to $250,000
- $500 minimum deposit required to start
- CDs automatically renew with a full 10-day grace period
- Overview of your financial health in online banking
- Account can be funded via wires or check
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Discover Bank Online Savings Account
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 3.90% |
- Minimum to Open: $0
Additional Info
- No Fees. Period. That means you won't be charged an account fee on Discover Bank Online Savings Account. This includes Excessive Withdrawal Fee, Stop Payment Order and Insufficient Funds Fee.
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Discover Bank Money Market Account
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0 - $100,000 | 3.80% |
| $100,000+ | 3.85% |
- Minimum to Open: $2,500
Additional Info
- No. Fees. Period. That means you won't be charged an account fee on Discover Bank Money Market Account. This Includes Minimum Balance Fees, Excessive Withdrawal Fee, Stop Payment Order, and Insufficient Funds.
- No-fee withdrawals at over 60,000 ATM locations with your debit card.
- 3.80% APY for balances under $100,000 and 3.85% APY for balances $100,000 and over.
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Axos Bank High Yield Savings Account
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0 - $25,000 | 0.61% |
| $25,000 - $100,000 | 0.25% |
| $100,000+ | 0.15% |
- Minimum to Open: $250
Additional Info
- No monthly maintenance fees.
- No minimum balance requirements.
- $250 minimum opening deposit.
- Free Incoming Wires.
- Zero Minimum Balance Requirement.
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Nationwide My Savings
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 0.30% |
- Minimum to Open: $100
Additional Info
- Earn up to 0.30% APY.
- To qualify for the 0.30% APY you must open your new My Checking account and have a monthly Direct Deposit totaling at least $1,000 from a third party to your My Checking account. You will automatically receive the 0.30% APY upon meeting account requirements.
- No minimum balance requirements.
- Complimentary suite of digital banking tools.
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Axos Bank High Yield Money Market Account
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 0.25% |
- Minimum to Open: $1,000
Additional Info
- Earn 0.25% APY.
- No monthly maintenance fees.
- Check writing privileges.
- Debit card transactions.
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Nationwide Money Market Plus
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 0.25% |
- Minimum to Open: $1,000
- Minimum balance to avoid monthly fee: $1000
Additional Info
- You can earn up to 0.25% APY.
- Complimentary starter checks.
- Up to $10.00 Domestic ATM Fees Reimbursed per month.
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Charles Schwab Bank • 3 Month CD
APY
5.30%
Monthly Fee
None
Signup Bonus
None
Save $530*
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $1,000+ | 5.30% |
- Minimum to Open: $1,000
Additional Info
- Current CD rates available through Schwab CD OneSource.
- You are required to open an account (brokerage or requirement account) in order to purchase CDs within Schwab.
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Charles Schwab Bank • 6 Month CD
APY
5.27%
Monthly Fee
None
Signup Bonus
None
Save $527*
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $1,000+ | 5.27% |
- Minimum to Open: $1,000
Additional Info
- Current CD rates available through Schwab CD OneSource.
- You are required to open an account (brokerage or requirement account) in order to purchase CDs within Schwab.
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