Putting your funds in one of these online savings accounts will help you maximize interest earnings, since online-only banks can pass along their savings from not running large branch networks in the form of higher yields.
To earn even more interest, you can choose a money market account, which offers higher interest rates in return for larger deposits, or a CD, which has rates that are tied to the time period of your investment.
To earn even more interest, you can choose a money market account, which offers higher interest rates in return for larger deposits, or a CD, which has rates that are tied to the time period of your investment.
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Updating Savings Accounts
Discover Bank Online Savings Account
- No. Fees. Period. That means you won't be charged an account fee on Discover Bank Online Savings Account. This Includes Excessive Withdrawal Fee, Stop Payment Order and Insufficient Funds Fee
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Ally Bank • 5 Year CD
- With High Yield Certificate of Deposit, when your CD matures, you can withdraw your money at no charge during a 10-day grace period
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Sallie Mae SmartyPig Account
- Earn a $10 reward for every friend you refer who opens a SmartyPig account, sets a goal, and contributes to it
- During any calendar month, for each SmartyPig Primary Account and any individual Goal Account, you may make no more than six (6) transfers and withdrawals
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Ally Bank • 3 Year CD
- With High Yield Certificate of Deposit, when your CD matures, you can withdraw your money at no charge during a 10-day grace period
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Axos Bank High Yield Savings Account
- Earn 0.61% APY
- Free ATM card upon request
- Maximum combined total of six (6) per month or monthly statement cycle
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Axos Bank High Yield Money Market Account
- Earn 0.60% APY
- Check writing privileges
- Debit card transactions
- Maximum combined total of six (6) per month or monthly statement cycle (subject to Available Balance)
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Marcus By Goldman Sachs • 5 Year CD
- The maximum amount on deposit for all of your individual and joint deposit accounts combined may not exceed $3,000,000 per account owner, with a $1,000,000 per account maximum
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