To earn even more interest, you can choose a money market account, which offers higher interest rates in return for larger deposits, or a CD, which has rates that are tied to the time period of your investment.
- General Consumer
- Business Owner
- College Student
UFB Premier Money Market
Interest Rate Breakdown
Balance | APY |
---|---|
$0+ | 4.81% |
- Minimum to Open: $0
- Minimum balance to avoid monthly fee: $5000
Additional Info
- Earn up to 4.81% APY*.
- No monthly maintenance fees.
- No minimum deposit required to open an account.
- Access your funds 24/7 with easy-to-use digital banking tools.
Nationwide Bank • 1 Year CD
Interest Rate Breakdown
Balance | APY |
---|---|
$500+ | 4.75% |
- Minimum to Open: $500
Additional Info
- Earn up to 4.75% APY*.
- FDIC Insured up to $250,000
- $500 minimum deposit required to start
- CDs automatically renew with a full 10-day grace period
- Overview of your financial health in online banking
- Account can be funded via wires or check
Discover Bank Online Savings Account
Interest Rate Breakdown
Balance | APY |
---|---|
$0+ | 3.90% |
- Minimum to Open: $0
Additional Info
- No Fees. Period. That means you won't be charged an account fee on Discover Bank Online Savings Account. This includes Excessive Withdrawal Fee, Stop Payment Order and Insufficient Funds Fee.
Discover Bank Money Market Account
Interest Rate Breakdown
Balance | APY |
---|---|
$0 - $100,000 | 3.80% |
$100,000+ | 3.85% |
- Minimum to Open: $2,500
Additional Info
- No. Fees. Period. That means you won't be charged an account fee on Discover Bank Money Market Account. This Includes Minimum Balance Fees, Excessive Withdrawal Fee, Stop Payment Order, and Insufficient Funds.
- No-fee withdrawals at over 60,000 ATM locations with your debit card.
- 3.80% APY for balances under $100,000 and 3.85% APY for balances $100,000 and over.
Axos Bank High Yield Savings Account
Interest Rate Breakdown
Balance | APY |
---|---|
$0 - $25,000 | 0.61% |
$25,000 - $100,000 | 0.25% |
$100,000+ | 0.15% |
- Minimum to Open: $250
Additional Info
- No monthly maintenance fees.
- No minimum balance requirements.
- $250 minimum opening deposit.
- Free Incoming Wires.
- Zero Minimum Balance Requirement.
Nationwide My Savings
Interest Rate Breakdown
Balance | APY |
---|---|
$0+ | 0.30% |
- Minimum to Open: $100
Additional Info
- Earn up to 0.30% APY.
- To qualify for the 0.30% APY you must open your new My Checking account and have a monthly Direct Deposit totaling at least $1,000 from a third party to your My Checking account. You will automatically receive the 0.30% APY upon meeting account requirements.
- No minimum balance requirements.
- Complimentary suite of digital banking tools.
Axos Bank High Yield Money Market Account
Interest Rate Breakdown
Balance | APY |
---|---|
$0+ | 0.25% |
- Minimum to Open: $1,000
Additional Info
- Earn 0.25% APY.
- No monthly maintenance fees.
- Check writing privileges.
- Debit card transactions.
Nationwide Money Market Plus
Interest Rate Breakdown
Balance | APY |
---|---|
$0+ | 0.25% |
- Minimum to Open: $1,000
- Minimum balance to avoid monthly fee: $1000
Additional Info
- You can earn up to 0.25% APY.
- Complimentary starter checks.
- Up to $10.00 Domestic ATM Fees Reimbursed per month.
Charles Schwab Bank • 3 Month CD

Interest Rate Breakdown
Balance | APY |
---|---|
$1,000+ | 5.30% |
- Minimum to Open: $1,000
Additional Info
- Current CD rates available through Schwab CD OneSource.
- You are required to open an account (brokerage or requirement account) in order to purchase CDs within Schwab.
Charles Schwab Bank • 6 Month CD

Interest Rate Breakdown
Balance | APY |
---|---|
$1,000+ | 5.27% |
- Minimum to Open: $1,000
Additional Info
- Current CD rates available through Schwab CD OneSource.
- You are required to open an account (brokerage or requirement account) in order to purchase CDs within Schwab.