Pablo Gomes, Member
@pablo_gomes
No, Capital One does not offer secured business credit cards, but it does have personal secured cards that you can use for business expenses. One notable Capital One secured credit card is the Capital One Quicksilver Secured Cash Rewards Credit Card, which requires a security deposit of at least $200 to open the account and has a $0 annual fee (see details, rates & fees).
Best Capital One Secured Credit Cards
- Rates & Fees Rewards: Capital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Rewards: Capital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rewards: Capital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn More
- Rates & Fees No Annual Fee: Capital One Platinum Secured Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees No Annual Fee: Capital One Platinum Secured Credit CardLearn MoreLearn Moreon issuer's website
- No Annual Fee: Capital One Platinum Secured Credit CardLearn MoreLearn More
- Rewards:
- No Annual Fee:
For more options, check out WalletHub’s editors’ picks for the best secured business credit cards overall. It’s also fine to use a secured personal credit card for business purposes, though you should avoid mixing personal and business purchases on the same card.
Popular Credit Cards from Capital One, Our Partner
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Rewards
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0% Intro APR
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No Annual Fee
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Building Credit
People also ask
How does a secured business credit card work?
A secured business credit card works by requiring a business owner, an authorized representative of a business, or a person earning income as a sole proprietor to put down a refundable deposit to open the account. The deposit amount becomes the credit limit and gets refunded when the account is closed in good standing.
How Secured Business Credit Cards Work
- You need to apply for the card first. Once you find a...
Is it hard to get a Capital One business credit card?
It's hard to get most Capital One business credit cards since they typically require a good or excellent personal credit score. The least difficult Capital One business credit card to get is Capital One Spark Classic for Business *, as you may be able to qualify with limited or no credit.
Minimum Credit Required for Popular Capital One Business Cards
- Capital One Venture X Business (see details, rates & fees): Excellent credit
- Capital One Spark Cash Select (see details, rates & fees): Excellent credit
- Capital One Spark Cash Plus (see details, rates & fees): Excellent credit
- Capital One Venture Business (see details, rates & fees): Excellent credit
- Capital One Spark Classic for Business *: Limited History...
Does a Capital One business credit card pull your personal credit?
Yes, a Capital One business credit card does check your personal credit, which means there will be a hard pull on your credit report when you apply. This is not unusual, as just about every business credit card on the market will check your personal credit. That’s because business credit cards usually require a “personal guarantee,” meaning you are held personally responsible for paying off any debts that the business cannot.
Even though a Capital One business credit card...
read full answer by Adam McCann, Financial WriterDid we answer your question?
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