Maria Adams, Credit Cards Moderator
@m_adams
Yes, the Amazon Credit Card does have some fees you should be aware of, but it does spare you the annual fee. More specifically, the card’s fees are summarized in a cash advance fee of 4% (min $5) and a maximum late payment fee of $39.
It’s also worth noting that the Amazon Store Card, which can only be used for purchases at Amazon and its affiliates, only has a maximum late payment fee of $40.
Information About the Amazon Credit Card Fees
- Annual Fee: $0
- Foreign Transaction Fee: 0%
- Cash Advance Fee: 4% (min $5)
- Max Late Fee: $39
Fees are the cost of doing business when you have a Amazon Credit Card. How much they’ll affect you depends on how you use the card. For example, you can avoid cash advance fees simply by not making this type of transaction.
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