Benny Joseph, WalletHub Analyst
@Benjy_1
The American Express Black Card’s requirements are rumored to include being an Amex cardholder for at least a year, spending over $100,000 annually on American Express credit cards, and annual income of at least $1 million. You’ll probably need to have an excellent credit score, too. To be clear, these things only get you an invitation to apply for the card. So that's just the bare minimum needed. There is a steep "initiation fee" of $10,000 and an annual fee of $5,000.
Amex doesn't publicize many details about its Black Card (also known as the American Express Centurion Card), so it's hard to say exactly what the approval requirements are. But recently, Amex added an invitation request form to the website, so if you want to get on Amex’s Black Card radar, fill out the form here.
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People also ask
How much is the American Express Black Card credit limit?
The American Express Black Card’s credit limit is determined on a month-to-month basis, and it depends on your overall spending and payment habits. That is because the Amex Black Card – officially known as the Centurion® Card from American Express - is a no preset spending limit (NPSL) card. American Express may also adjust the limit based on your card use.
This is one of the most exclusive credit cards out there, and it's designed for high-spenders.
read full answer by Peter Fox, WalletHub AnalystWhat is the best luxury credit card?
One of the best luxury cards is the American Express Platinum Card® because it offers great rewards, provides complimentary airport lounge access, and gives you the chance to earn valuable statement credits each year. But luxury comes at a cost, and this prestigious metal card charges a $895 annual fee.
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What Is a Luxury Card?
A luxury card is a premium card designed for high-income individuals who...
read full answer by John S Kiernan, Managing EditorWhat is a black credit card?
A black credit card is an exclusive, invitation-only card issued by American Express. The so-called Amex black card is more formally known as the Centurion® Card from American Express, and it has become a status symbol in pop culture.
Centurion® Card from American Express Details
- Approval requirements: Amex does not disclose income requirements for the Centurion® Card from American Express, but online reports say you have to spend a certain amount per year on an Amex card to merit consideration for an invitation. Plus,...
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