Chip Lupo, Credit Card Writer
@CLoop
The Blue Cash Everyday® Card from American Express categories for bonus rewards are groceries at U.S. supermarkets, U.S. online retail purchases, and gas purchased at U.S. gas stations. Purchases that fall into the Amex Blue Cash Everyday bonus categories get cardholders extra rewards compared to the card’s base earning rate.
Whether a purchase falls into a card’s bonus categories depends on “Merchant Category Codes,” which are assigned by the major credit card networks to merchants based on what kind of business they conduct. So, if a merchant has the MCC for “groceries,” for example, purchases made at that merchant will earn bonus rewards on cards that include “groceries” as a bonus category.
If you’re looking to get a rewards credit card, it’s a good idea to choose a card that offers the opportunity to earn bonus rewards in your most frequent purchase categories. So, if you spend a lot in the categories offered on the Amex Blue Cash Everyday, it may be a good card for you.
Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
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People also ask
What is the Blue Cash Everyday Card from American Express credit score requirement?
You typically need good credit or better to have a shot at getting approved for the Amex Blue Cash Everyday.
Note that while your credit score is very important, plenty of other things will impact your chances of being approved for the Amex Blue Cash Everyday. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and employment status.
If you excel in other areas, you might be able to...
read full answer by Joyce Brown, WalletHub Credit Card AnalystHow high are American Express credit limits?
There is no way to know how high American Express credit limits are as Amex doesn’t disclose this information in their cards’ terms and conditions. Your credit limit will depend on your credit history, debt level, income, and payment history on other American Express cards. So, you won’t know your American Express credit limit until you’re approved for an account.
One way to estimate what credit limit you might get on an American Express card...
read full answer by Adrian Kaplan, WalletHub Credit Card ConsultantDoes Blue Cash Everyday do a hard pull?
Yes, the Amex Blue Cash Everyday will do a hard pull on your credit report when evaluating your credit card application. You typically need good credit or better for approval, among other factors. If you don’t know where you stand, you can check your score for free, right here on WalletHub.
It is worth noting that when you apply for the Amex Blue Cash Everyday, a soft inquiry will be made on your credit report and you will be told if you are approved. Similarly,...
read full answer by Alex Wise, WalletHub Credit Cards AnalystDid we answer your question?
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