Chip Lupo, Credit Card Writer
@CLoop
To get an American Express cash advance, use an American Express credit card and a corresponding PIN at a participating ATM and withdraw the cash, up to the card’s available cash advance limit. If you do not have a PIN, contact American Express customer service at 1 (800) 528-4800 to request one.
How to Get an American Express Cash Advance at an ATM
- Call American Express customer service at 1 (800) 528-4800 and request a PIN, if you don’t already have one.
- Insert the credit card into an ATM and enter the PIN.
- Select the cash advance option on the ATM screen.
- Enter the amount you’d like to withdraw.
- Withdraw the cash and remove the credit card from the ATM.
There may be other ways to get a cash advance from your American Express credit card, too. For example, you could also fill out an American Express cash advance check and use it like a traditional bank check.
Keep in mind that an American Express cash advance is a very expensive transaction. For starters, a cash advance fee and a separate cash advance APR apply as soon as you withdraw the cash. There may also be ATM-owner fees, depending on where you get the cash advance.
Martin Ronson, Member
@martin_ronson
All cash advances are very expensive in terms of the fees you pay. I had an emergency once and had to withdraw some money from my credit card and my budget really took a hit because of that. I always advise against it.
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