Joe Baird, Member
@miner_joe
The American Express® Gold Card interest rate is See Pay Over Time APR. This Amex Gold Card interest rate is variable, meaning it can change based on certain economic conditions.
The Amex Gold Card gives you a 25-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest as long as you pay your balance in full during that timeframe. Should you decide to carry a balance on your Amex Gold Card, it will accumulate interest daily at the card’s regular APR. Interest is compounded, meaning you will owe interest on both the principal balance and any interest already accumulated.
In addition to the regular interest rate, Amex Gold Card also charges a separate 28.99% (V) interest rate on cash advances and a penalty rate for late payments. All Amex Gold Card interest rates will be listed on your statement and on your online account summary.
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People also ask
How do I get a cash advance from my American Express Gold card?
To get an Amex Gold Card cash advance:
- Call American Express customer service at 1-800-528-4800 and request a PIN, if you don’t already have one.
- Insert the card at an ATM and enter the PIN.
- Select the cash advance option on the ATM screen.
- Enter the amount you’d like to withdraw.
- Withdraw the cash and remove the card from the ATM.
It’s important to note that an Amex Gold Card cash advance...
read full answer by James Bronzz, WalletHub AnalystHow do I do a balance transfer on my Amex Gold card?
The American Express® Gold Card does not allow balance transfers. In general, balance transfers allow you to shift high-interest debt from your current account to another issuer’s credit card and pay off the balance, presumably at a reduced interest rate.
For a look at some of the top balance transfer cards on the market, check out WalletHub’s Best Balance Transfer Credit Cards page.
How to Choose a Balance Transfer Card
The objective of a balance transfer is to save...
read full answer by Chip Lupo, Credit Card WriterWhat is the American Express Gold Card credit score requirement?
You typically need good credit or better to have a shot at getting approved for the Amex Gold Card.
Note that while your credit score is very important, plenty of other things will impact your chances of being approved for the Amex Gold Card. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and employment status.
If you excel in other areas, you might be able to...
read full answer by Robert Sambrick, WalletHub AnalystDid we answer your question?
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