Matthew Pena, Member
@matthew_pena
Here are the Amex charge cards you can currently get :
- American Express® Green Card
- American Express® Gold Card
- American Express Platinum Card®
- Centurion® Card from American Express (invite-only)
- The Plum Card® from American Express
The difference between a regular credit card and a charge card is that while a credit card allows you to carry a balance between months, with a charge card you must pay what you owe in full by the end of each month. However, some American Express charge cards are a bit different, as they may also allow you to carry a balance on eligible purchases through the Pay Over Time feature.
It’s important to note that charge cards are actually a type of credit card – they are just unique ones. Charge cards also usually have no preset spending limits, which means that the cardholder’s credit limit will vary based on their financial status and spending habits.
Popular Credit Cards from American Express, Our Partner
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People also ask
How does a charge card work?
A charge card works a lot like a regular credit card, but without the option of making a partial payment. In other words, the main difference is that cardholders typically must pay their entire statement balance each billing period with a charge card. For that reason, the minimum payment on a charge card is usually the same as the statement balance. Some issuers have started to allow cardholders to pay off certain purchases over time,...
read full answer by Cameron DiGiovanni, WriterCharge Cards vs. Credit Cards: What's the Difference?
The main difference between a credit card and a charge card is that charge cards don’t allow you to carry a balance from one month to the next, while credit cards do. Both types of cards allow you to buy now and pay later, but charge cards require that payment to be for the full amount you owe at the end of the billing cycle. Traditional credit cards require you to pay just a portion of your...
read full answer by WalletHub, Financial CompanyIs my Amex a credit card or charge card?
Your Amex can be either a credit card or a charge card, as American Express issues both traditional credit cards and charge cards. For instance, the Blue Cash Preferred® Card from American Express is a credit card, while The Plum Card® from American Express is a charge card.
Generally, the main difference between a credit card and a charge card is that charge cards generally don’t allow you to carry a balance from month to month. Instead, you must pay off purchases in full each month....
read full answer by Andreea Pintea, WalletHub Credit Cards ModeratorDid we answer your question?
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