Chip Lupo, Credit Card Writer
@CLoop
You cannot get a virtual credit card number for your BankAmericard credit card through Bank of America because it does not offer this service. You can, however, get a virtual card number for your BankAmericard credit card card through Click to Pay instead.
Key Things to Know About Using Click to Pay
- How to enroll: To enroll in Click to Pay with a BankAmericard credit card, go to the Click to Pay website and click the “Enroll now” button. You can also just click the square icon with two arrows pointing to the right when you check out with participating merchants.
- Where you can use it: Click to Pay works with credit cards on all four major card networks. Once you enroll a card, you can use it for online checkout with any merchant that displays the Click to Pay logo.
- Security: This payment method offers extra security by automatically generating virtual card numbers and pairing them with a "cryptogram" that's different for each transaction you make. That way, even if your virtual card information gets reused by a hacker, the cryptogram won't match and the transaction will be declined.
- Limitation: Click to Pay doesn’t give you the virtual card information to use on your own anywhere you want – it’s just a built-in process.
Similarly, you may be able to create digital card numbers or hide your full information from merchants using digital wallets like Google Pay, Apple Pay, or Samsung Pay.
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