What is the best credit card for Uber?

The best card for Uber is the American Express Platinum Card® because it offers up to $200 in Uber Cash and a $120 credit for Uber One each year. Cardholders also earn 1 - 5 points per $1 spent on purchases, and there’s a great initial bonus offer plus a variety of other valuable benefits.

It is worth mentioning that Uber used to offer its own card, the Uber Credit Card. This card would have been at the top of the list, but unfortunately it is no longer available to new applicants. There are plenty of other options, though.

Best Cards for Uber in 2026

What we like: The Platinum Card® is a good option for Uber as it offers up to $200 per year in Uber Cash (up to $15 each month, $20 in December), which you can redeem by downloading the Uber App for iOS or Android and selecting your card as the payment method for your Uber transaction in the U.S.

You can also get up to $120 in statement credits each year for Uber One when you pay for an auto-renewing membership with your card. Only the primary cardholder is eligible to receive the credit. The credit can take up to eight weeks to post to your account after you make your monthly or annual Uber One membership payment.

In addition, you may be eligible to earn a generous initial bonus, along with 5 points per $1 spent on flights booked with airlines or with American Express Travel® (up to $500,000 spent per year), 5 points per $1 spent on prepaid hotels booked with American Express Travel®, and 1 point per $1 spent on all other eligible purchases. The card also offers annual statement credits toward incidental airline fees on a qualifying airline of your choice, digital entertainment, and certain hotel stays, among other perks. Depending on the credit, you may need to enroll to receive it.

What we don’t like: The Platinum Card® has a high annual fee ($895), but its many benefits can cover the cost for a frequent user.

Who should get it: Consider applying for the Platinum Card® if you’re a frequent traveler and a big spender. You also need at least good credit to be eligible for this card.  

What we like: The Amex Gold Card is also a good option as it offers up to $120 in Uber Cash each year for Uber rides or Eats in the U.S. (up to $10 per month). You can redeem the Uber Cash by adding and selecting your card as a payment method to the Uber app.

You may be eligible to earn as high as 100,000 points for spending $8,000 on eligible purchases within the first 6 months (welcome offers vary and you may not be eligible for an offer; apply and, if approved, find out your offer amount and accept the card with your offer, spend $8,000 in 6 months, and receive the points).

You can also earn 5 points per $1 on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App, 4 points per $1 at U.S. supermarkets (up to $25,000 spent per year), 4 points per $1 at restaurants worldwide (up to $50,000 spent per year), 3 points per $1 on flights booked directly with airlines, on AmexTravel.com, or in the Amex Travel App, 2 points per $1 spent on prepaid car rentals booked through AmexTravel.com or the Amex Travel App, and cruises booked and paid through AmexTravel.com, as well as 1 point per $1 on all other eligible purchases.

What we don’t like: You need to take full advantage of all the card’s perks for it to be truly worthwhile, due to its $325 annual fee.

Who should get it: Consider applying for the Amex Gold Card if you have good credit or better and you want to save money on Uber, as well as at restaurants and U.S. supermarkets. You should also plan to use the card regularly in order to get your money’s worth. 

What we like: The Apple Card offers 3% cash back on Uber purchases. Other purchases earn 1 - 3% cash back. Plus, there is no annual fee.

What we don’t like: The card can have a high APR, so it’s best to pay your full statement balance by the due date each month. Plus, a lot of purchases may get you just 1% back, unless you use the card through Apple Pay. In addition, the card doesn’t accept balance transfers.

Who should get it: Consider applying for the Apple Card if you have good credit or better, you want to earn cash rewards on Uber purchases, and you are a frequent buyer of Apple products.

What we like: The City National Bank Crystal® Visa Infinite® Credit Card offers 3 points / $1 spent with Uber. Other types of purchases are eligible for that bonus rewards rate, too. Specifically, cardholders earn 3 points per $1 spent on airline, hotel, taxi (including Uber and Lyft), limousine, rental car, train, bus, restaurant, fast food, and takeout food dining purchases, as well as 1 point per $1 spent on all other purchases.

What we don’t like: The City National Bank Crystal® Visa Infinite® Credit Card has a $400 annual fee, charges interest on unpaid balances at a high rate, and requires excellent credit for approval.

Who should get it: Consider applying for the City National Bank Crystal® Visa Infinite® Credit Card if you have excellent credit and the card’s rewards can help you offset the high annual fee.

How to Choose the Best Credit Card for Uber

• Choose a card that offers rewards on Uber rides and Eats: With some cards, you can earn ongoing bonus rewards on Uber purchases, while other cards give statement credits applicable to Uber or Uber Eats expenses. There are also several cards that let you redeem your rewards for rides. Decide which rewards and features work best for you before applying.
• Take the annual fee into consideration: Many travel cards, including some that offer Uber credits, come with hefty annual fees. However, these cards can still be worth applying for if you’re a frequent traveler and can take advantage of the benefits they offer. If you don’t want to pay an annual fee, you may choose a card that offers bonus rewards for Uber purchases, without the extra travel perks.
• Look for a card that matches your spending habits: Before applying for a card, make sure its rewards, benefits, and other features complement your spending habits – both what you buy and how much you spend. That way, you can take advantage of the card’s perks without the need to overspend. 
• Consider credit cards with flat-rate rewards: Some credit cards don’t specifically give Uber credits or bonus rewards on Uber purchases, but they still offer a solid cash back earning rate on everything. For example, the Wells Fargo Active Cash® Card gives 2% cash rewards on all purchases.

Bottom Line

There are plenty of credit cards that can save you money with Uber, but the right card for you will depend on how big of a spender you are and how well you can take advantage of each card’s rewards and benefits. If you’re a very big spender, you’ll likely want a card that gives an annual Uber credit on top of generous rewards.

If you’d like to see what else is out there, check out our editors’ picks for the best rewards credit cards available right now.

I think the best is the Citi Double Cash Credit Card, which will give you 1% back when you first pay for your ride, then another 1% when you pay the card off at the end of the month. Since Uber is considered a travel expense, the Capital One Venture Rewards Credit Card is also very good, because users receive 2 miles for every dollar spent.

I got Amex Platinum for other reasons, but I love the Uber credits.

I know Chase Sapphire Reserve also does 3x points with Uber. 3x because they consider Uber as travelling and an extra set of points because you're using a digital wallet. Not half bad, if you ask me.

The Amex cards are good if you’re a big spender. I prefer US Bank Cash+ and Wells Fargo Autograph though.