Lisa Cahill, Credit Cards Moderator
@lisacahill
Some of the best credit cards that pull from Experian include the Capital One Venture Rewards Credit Card and the Wells Fargo Active Cash® Card. These are two cards that anecdotal evidence suggests will give you a good chance of having your Experian report pulled when you apply. But it won’t always happen.
People living in different regions of the country, for example NYC and LA, might apply for the same card and have different reports checked. And the credit card industry isn’t upfront about which bureau gets pulled when, so all you can use to guide you are the reports of consumers.
Best Credit Cards That Pull From Experian
- Rates & Fees Overall: Capital One Venture Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Overall: Capital One Venture Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Overall: Capital One Venture Rewards Credit CardLearn MoreLearn More
- Rates & Fees Flat Rewards Rate: Wells Fargo Active Cash® CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Flat Rewards Rate: Wells Fargo Active Cash® CardLearn MoreLearn Moreon issuer's website
- Flat Rewards Rate: Wells Fargo Active Cash® CardLearn MoreLearn More
- Rates & Fees Low APR & Rewards: Chase Freedom Unlimited®Learn MoreLearn Moreon issuer's website
- Rates & Fees Low APR & Rewards: Chase Freedom Unlimited®Learn MoreLearn Moreon issuer's website
- Low APR & Rewards: Chase Freedom Unlimited®Learn MoreLearn More
- Rates & Fees Long Intro APR: Wells Fargo Reflect® CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Long Intro APR: Wells Fargo Reflect® CardLearn MoreLearn Moreon issuer's website
- Long Intro APR: Wells Fargo Reflect® CardLearn MoreLearn More
- Rates & Fees Fair Credit: Upgrade Cash Rewards Visa®Learn MoreLearn Moreon issuer's website
- Rates & Fees Fair Credit: Upgrade Cash Rewards Visa®Learn MoreLearn Moreon issuer's website
- Fair Credit: Upgrade Cash Rewards Visa®Learn MoreLearn More
- Bad Credit: Bank of America® Unlimited Cash Rewards Secured Credit CardLearn MoreLearn More
- Bad Credit: Bank of America® Unlimited Cash Rewards Secured Credit CardLearn MoreLearn Moreon issuer's website
- Bad Credit: Bank of America® Unlimited Cash Rewards Secured Credit CardLearn MoreLearn More
- Overall:
- Flat Rewards Rate:
- Low APR & Rewards:
- Long Intro APR:
- Fair Credit:
- Bad Credit:
Depending on what your needs are – cash back, travel, or financing – any of these cards can be a great option. But just remember that you can’t know with 100% certainty that any of them will pull your Experian credit report, though it’s likely.
People also ask
What credit bureau does American Express use?
American Express mainly uses Experian to assess your creditworthiness when you apply for a credit card, though they may use TransUnion or Equifax instead, according to anecdotal evidence. So, if any of your credit reports are frozen, you should unfreeze them before applying for an American Express credit card.
Key Things to Know
- When you apply, American Express will perform a hard inquiry on your credit report, which might temporarily damage your credit...
What credit bureau does Citibank use for credit card approval?
Citibank mainly uses Experian to assess your creditworthiness when you apply for a credit card, though they may use TransUnion or Equifax instead, according to anecdotal evidence. So, if any of your credit reports are frozen, you should unfreeze them before applying for a Citibank credit card.
Key Things to Know
- When you apply, Citibank will perform a hard inquiry on your credit report, which might temporarily damage your credit score by a...
What credit bureau does Chase use for credit card approval?
Chase mainly uses Experian to assess your creditworthiness when you apply for a credit card, though they may use TransUnion or Equifax instead, according to anecdotal evidence. So, if any of your credit reports are frozen, you should unfreeze them before applying for a Chase credit card.
Key Things to Know
- When you apply, Chase will perform a hard inquiry on your credit report, which might temporarily damage your credit score by a...
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