Keyaira Sutton, WalletHub Analyst
@keykey
No, Blue Cash Preferred does not count Walmart as a supermarket, which means that Walmart purchases are not eligible for the card’s bonus cash back rate. Purchases at Walmart get 1% cash back – the same rate as any other purchases that don’t fall into the Blue Cash Preferred’s bonus categories.
Every merchant is assigned a merchant code by the credit card networks based upon the type of business they conduct. Since Walmart is a big-box store that sells all kinds of items, and groceries are only a fraction of their business, they do not receive the merchant code for “supermarkets.” Blue Cash Preferred only gives bonus cash back to grocery purchases in the U.S. marked with the “supermarkets” merchant code.
Eligible Blue Cash Preferred Supermarkets
- ALDI
- FreshDirect
- Gelson's
- Hy-Vee
- Kings Food Markets
- Meijer
- ShopRite
- Smart & Final
- Stop & Shop
- Trader Joe's
- Vons
- Whole Foods
- Winn-Dixie
The Blue Cash Preferred offers 6% bonus cash back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. Cash Back is received in the form of “Reward Dollars” that can be redeemed as a statement credit or at Amazon.com checkout.
If you’re looking for a good credit card for Walmart purchases, consider other great credit cards to use at Walmart. It’s worth comparing your options before making your final decision.
Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express
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People also ask
Is the Blue Cash Preferred card worth it?
Yes, the Blue Cash Preferred card is worth having if you spend enough to recoup the value of the card’s $95 annual fee ($0 intro fee for the first year) in rewards earnings. The easiest way to do that is by spending $3,000 on eligible purchases within 6 months of opening an account. That will trigger the card’s $250 initial bonus (earned as a statement credit), which will help offset the annual fee for a couple of years.
... read full answer by Frankie Solomon, WalletHub AnalystCan you upgrade from Blue Cash Everyday to Preferred?
You can upgrade from the Blue Cash Everyday® Card from American Express to the Blue Cash Preferred® Card from American Express. However, keep in mind that your Amex Blue Cash Everyday account has to be open for at least 12 months to be eligible for an upgrade.
Here’s How the Blue Cash Preferred Upgrade Works
- When you request an upgrade from Amex Blue Cash Everyday to Blue Cash Preferred, there’s no hard inquiry on your credit report. So, there’s no effect on your credit score.
- Approval for an upgrade typically takes just a few...
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