What is the best credit card for Walmart?

No, it is not hard to get a Walmart Credit Card, though it’s not especially easy, either. You need a credit score of 640, at a minimum. This means people with fair credit or better should have a shot at approval. The same applies for the Walmart® Store Card, too.

Just note that the Walmart® Store Card can only be used at Walmart, while the Walmart Credit Card can be used anywhere Mastercard is accepted.... read full answer

What you should know about the Walmart Credit Card approval process:

• Approval Requirements: Both cards accept applicants with fair credit, so a score of 640 or higher is required. Requirements also include being a U.S. resident and at least 18 years of age to get either card.
  
  You’ll also want to have a steady income, although the issuer doesn’t release specific income requirements. As with most credit cards, the higher your income and the lower your existing debt, the better your chances will be for approval.
• How to get a Walmart Credit Card: The application process is simple and can be completed online or in store. Regardless of where you fill it out, the application is the same. It asks for your name and address, phone number, Social Security Number, and your annual net income.
• How to find out if you’ve been approved: You can check the status of your Walmart Credit Card application at any time by calling Walmart Credit Services. If your application is approved, you will receive your new card in the mail in 7-10 business days.

If you don’t get approved for a Walmart Credit Card, don’t worry. There are plenty of other credit cards for people with fair, limited and even bad credit. If you’re trying to build or rebuild your credit, secured cards are an excellent option. That’s because they’re easier to get approved for thanks to the required security deposit.

Regardless of what card you decide on, be sure to make all of your payments on time and use your credit card responsibly. That way, your credit score will go up and you’ll have better chances of being approved for the top credit cards you want.

The Walmart Credit Card credit score requirement is 640 or higher. That means people with fair credit or better have a shot at getting approved for this card. The Walmart® Store Card also requires at least fair credit for approval.

Other things you need for the Walmart Credit Card:

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Walmart Credit Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.... read full answer

Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. But it’s best to wait to apply until you meet the Walmart Credit Card credit score requirement. You can check your credit score for free on WalletHub.

The main difference between a Walmart Store Card and a Walmart Mastercard is where you can use it.

The Walmart Store Card can only be used at Walmart and its partners. The Mastercard can be used basically anywhere. As a result, the Mastercard also offers rewards for purchases made at other stores.... read full answer