The best credit card for Walmart is the Capital One Walmart Rewards® Mastercard® because it offers 5% on Walmart.com purchases. In addition, you can also earn 5% in stores when using the card with Walmart Pay for the first 12 months. The Walmart Credit Card also has a $0 annual fee. It requires at least fair credit for approval.
However, it’s hard to narrow it down to a single credit card when it comes to Walmart purchases. So it’s worth comparing your options before making your final decision.
Here are some of the best credit cards for Walmart:
With the Walmart Credit Card, you can earn 5% on Walmart.com purchases and on purchases in Walmart stores with Walmart Pay for the first 12 months. And the earn rate ranges from 1 - 2% for all other purchases on the card. In addition, the Walmart Credit Card has a $0 annual fee.
The Walmart® Store Card offers 5 points per $1 spent (5% back) in Walmart stores when you use Walmart Pay for the first 12 months, 5 points (5% back) on Walmart.com purchases, and 2 points (2% back) at Walmart stores, Walmart & Murphy USA Fuel Stations. The annual fee is $0.
With the Chase Freedom Flex you can earn 1 - 5% Cash Back on purchases, including bonus categories that rotate each quarter. Walmart was among the bonus categories in the past. The Chase Freedom Flex also has a $0 annual fee.
The Wells Fargo Active Cash offers 2% cash rewards on all purchases. And it has a $0 annual fee. In addition, you can earn $200 cash rewards after spending $1,000 in the first 3 months.
The Capital One Quicksilver Secured offers 5% cash back on hotel and rental cars booked through Capital One Travel, as well as 1.5% cash back on all other purchases on all purchases. The annual fee is $0.
In summary, the best Walmart credit card for you depends on your spending habits and your credit score. You should also decide if you want a card that’s co-branded with Walmart or just a more general rewards card.
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