Chip Lupo, Credit Card Writer
@CLoop
You can get a business credit card with no personal credit check by applying for a card such as the Brex Corporate Card for Startups and being approved. The Brex Card won’t do a personal credit check, though it does require applicants to have at least $50,000 in the bank to qualify.
The Brex Card doesn’t check your credit because it does not require a personal guarantee, so the issuer must verify that your business can pay back its debts. Business credit cards with no personal guarantee are rare.
Notable Business Cards with No Personal Credit Check
- Rewards: Brex Corporate Card for StartupsLearn MoreLearn Moreon issuer's website
- Rewards: Brex Corporate Card for StartupsLearn MoreLearn Moreon issuer's website
- Rewards: Brex Corporate Card for StartupsLearn MoreLearn More
- Expense Tool: Ramp Corporate CardLearn MoreLearn Moreon issuer's website
- Expense Tool: Ramp Corporate CardLearn MoreLearn Moreon issuer's website
- Expense Tool: Ramp Corporate CardLearn MoreLearn More
- Rewards:
- Expense Tool:
If you’re unlikely to qualify for an unsecured business credit card due to a bad personal credit score, consider a secured business credit card. They’re much easier to get than regular unsecured business credit cards, but you will have to consent to a personal credit check when you apply and pay a security deposit to open the account.
If you’re comfortable applying for a business credit card with a personal credit check, check out our editors' picks for the best business credit cards.
Credit One Bank® Platinum Visa® for Rebuilding Credit
Credit One Bank® Platinum Visa® for Rebuilding Credit
Popular Business Credit Cards
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Cash Rewards
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Best for Startups
People also ask
Do Chase business cards check personal credit?
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read full answer by John Miller, Credit Cards ModeratorDo business credit cards check personal credit?
Yes, most business credit cards check personal credit because almost all business credit cards require a personal guarantee. This means the cardholder is liable for any balance the business can’t pay, so issuers need to ensure that applicants can make the payments if necessary.
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read full answer by Theresa Chalfant, WriterHow do I get a business credit card with bad personal credit?
To get a business credit card with bad personal credit, you will have to shop around for either secured business credit cards or unsecured personal cards for bad credit and apply for the offer with the lowest fees. Your options may be limited when you have a bad credit score, so comparing offers is key.
Lenders hold business cardholders personally liable for any unpaid business debt, so when you apply, the lender will review your personal credit history. This is done to project your ability to pay back any business debt. If...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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