Chip Lupo, Credit Card Writer
@CLoop
Yes, you can earn points with the Citi Double Cash Card. Although the card is marketed as a cash back card, it actually earns Citi ThankYou® Points. However, you’ll still effectively earn 2% back on all purchases.
Citi Double Cash Card Rewards in 2025
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
The points earned with the Citi Double Cash Card can be redeemed for cash back (as a direct deposit, check, or statement credit), gift cards, travel bookings, or purchases through Citi’s partners. Points never expire as long as your account remains open and in good standing.
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People also ask
Can you convert Citi Double Cash rewards to ThankYou points?
There is no need to convert Citi Double Cash Card rewards to ThankYou points anymore. Citibank changed the card’s rewards program a while back, so cardholders now actually earn Citi ThankYou points instead of directly receiving cash back. But you will continue to earn 2% back on all purchases.
What to Know About the Citi Double Cash Card Rewards
- How to earn: You can earn rewards by using your Citi Double Cash Card to make purchases. The card offers 2% cash back on every purchase (1% when you buy and 1% as you pay for those purchases), plus 5% total cash back on hotel, car rentals and attractions booked with Citi Travel. Cash back is...
How can I redeem Citi Double Cash rewards?
You can redeem your Citi Double Cash Card rewards by logging in to your online account either through the Citi ThankYou Rewards website or mobile app. As of March 2022, Citi Double Cash Card switched to the ThankYou Rewards program, offering plenty of redemption options. You can now redeem your rewards for cash back as a check, statement credit, and gift cards, among other options.
Citi Double Cash Card redemption options:
- Statement credit: With this option, you can redeem points for cash back with as little...
What is the Citi Double Cash card credit score requirement?
The Citi Double Cash® Card credit score requirement is good credit or better.
Note that while your credit score is very important, plenty of other things will impact your chances of being approved for the Citi Double Cash Card. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and employment status.
If you excel in other areas, you might be able to get approved with a slightly lower credit...
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