Robert Sambrick, WalletHub Analyst
@robsam
Yes, you can transfer your American Express balance to another credit card as long as it is issued by a different credit card company. Make sure you pick a card that accepts balance transfers and has advantageous rates. Essentially, you want to look for a 0% intro balance transfer card and pay off your balance before the introductory period is over.
Notable Balance Transfer Credit Cards
- Rates & Fees Best Overall: Citi Double Cash® CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Best Overall: Citi Double Cash® CardLearn MoreLearn Moreon issuer's website
- Best Overall: Citi Double Cash® CardLearn MoreLearn More
- Rates & Fees No Annual Fee: Citi® Diamond Preferred® CardLearn MoreLearn Moreon issuer's website
- Rates & Fees No Annual Fee: Citi® Diamond Preferred® CardLearn MoreLearn Moreon issuer's website
- No Annual Fee: Citi® Diamond Preferred® CardLearn MoreLearn More
- Rates & Fees 0% Intro APR: Wells Fargo Reflect® CardLearn MoreLearn Moreon issuer's website
- Rates & Fees 0% Intro APR: Wells Fargo Reflect® CardLearn MoreLearn Moreon issuer's website
- 0% Intro APR: Wells Fargo Reflect® CardLearn MoreLearn More
- Best Overall:
- No Annual Fee:
- 0% Intro APR:
Feel free to also take a look at our editors’ picks for the best balance transfer credit cards on the market and pick one that best suits your needs and credit profile. You can also use WalletHub’s free balance transfer calculator to see how much a balance transfer could end up saving you.
Popular Balance Transfer Credit Cards from Our Partners
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0% for 21 Months from Account Opening
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Cash Back
People also ask
How do you do a balance transfer with Amex?
To do a balance transfer with American Express, new applicants can just complete the balance transfer portion of an American Express credit card application. Existing cardholders can request a balance transfer through their online account or by calling customer service at the number on the back of their card.
How to Do a Balance Transfer With American Express
- Open the application for the American Express balance transfer card you want to apply...
How can I send money to someone with my American Express Serve card?
You can send money to someone with your American Express Serve card if they also have a Serve account. Log in to your account, click "Pay & Transfer" and choose "Send Money".
Another way would be to link your Serve card to your PayPal account, and make the transfer from there.
You can also send cash that someone can pick up at their local Walmart.
Is it a good idea to do a balance transfer?
Doing a balance transfer is a very good idea if you need multiple months to pay off high-interest debt and you are able to qualify for a 0% balance transfer credit card. Most balance transfer cards require a 700+ credit score (at least good credit) for approval.
What you should know before making a balance transfer:
- You generally need good credit or better to get a 0% balance transfer credit card.
- Most balance...
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