The Upgrade Credit Card has 0% foreign transaction fees, which means you won’t incur extra charges for international purchases. The card also comes with an annual fee of $0 and offers 1.5% cash back on purchases.
The Upgrade Card foreign transaction fee is 0%, which can save you a lot of money on international purchases either while abroad or when shopping online. Some credit cards charge as much as 3% extra on international purchases. Therefore, the Upgrade Card can be a good choice for making foreign purchases for people with fair credit. However, it doesn’t offer any rewards or travel-friendly perks. You can use the Upgrade Card at any foreign merchant that accepts Visa, which is nearly every merchant that takes credit cards worldwide.… read full answer
Keep in mind that the Upgrade card is not a traditional credit card. Instead of requiring a small minimum monthly payment on your balance, it splits that balance into equal monthly installments over 12 to 60 months. So if you charge all the expenses of a trip abroad to the card, this structure could help you pay it off faster than if you charged it to a regular credit card and only made minimum payments.
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