Where can I use my Upgrade Credit Card? This question is about the Upgrade Cash Rewards Visa®

Where can I use my Upgrade Credit Card?

This question is about the Upgrade Cash Rewards Visa®

Maria Adams, Credit Cards Moderator

@m_adams • 05/15/23 This answer was first published on 04/01/22 and it was last updated on 05/15/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can use your Upgrade Credit Card virtually everywhere in the world that accepts credit cards, as this card is on the Visa network.

The Upgrade Credit Card has 3% foreign transaction fees, which means you will incur extra charges for international purchases. The card also comes with an annual fee of $0 and offers 1.5% cash back on purchases.

How much is the Upgrade Card foreign transaction fee?

The Upgrade Card foreign transaction fee is 3%. Therefore, the Upgrade Card is not a good choice for making foreign purchases. You can use the Upgrade Card at any foreign merchant that accepts Visa, which is nearly every merchant that takes credit cards worldwide.

Keep in mind that the Upgrade card is not a traditional credit card. Instead of requiring a small minimum monthly payment on your balance, it splits that balance into equal...

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